High Templar Tech (HTT) Debt Ratio (2016 - 2025)
High Templar Tech (HTT) posted Debt Ratio of 0.12 for Q4 2025, up 3.04% on a QoQ basis from 0.11 in Q3 2025, and up 78.17% year-over-year from 0.06 in Q4 2024.
Analysis
High Templar Tech (HTT) Debt Ratio (2016 - 2025) Analysis & Trends
High Templar Tech has reported Debt Ratio for 10 years, with the latest figure at 0.12 in Q4 2025.
- On a quarterly basis, Debt Ratio rose 78.17% year-over-year to 0.12 in Q4 2025; TTM through Dec 2025 was 0.12, a 78.17% increase from a year earlier, with the FY2025 full-year figure at 0.11, up 72.88% from the prior year.
- Debt Ratio was 0.12 for Q4 2025 at High Templar Tech, up from 0.11 in the prior quarter.
- The five-year high for Debt Ratio was 0.12 in Q4 2025, with the low at 0.0 in Q4 2021.
- Average Debt Ratio over 5 years is 0.04, with a median of 0.01 recorded in 2022.
- The sharpest annual moves came in 2021 and 2022: Debt Ratio slumped 73.02% in 2021, then soared 452.75% in 2022.
- Over 5 years, Debt Ratio stood at 0.0 in 2021, then jumped by 452.75% to 0.01 in 2022, then jumped by 119.87% to 0.03 in 2023, then soared by 159.23% to 0.06 in 2024, then surged by 78.17% to 0.12 in 2025.
- The last three Debt Ratio figures came in at 0.12 (Q4 2025), 0.11 (Q3 2025), and 0.06 (Q2 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | 0.13 |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | 0.21 |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | 0.43 |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | 0.58 |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | 0.20 |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | 0.69 |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 0.15 |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | - |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | 0.24 |
| 10 | High Templar Tech | 1.06 Bn | 153.20 Mn | 123,000.00 | 0.12 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Dec 31, 2025 | 0.12 |
| Sep 30, 2025 | 0.11 |
| Jun 30, 2025 | 0.06 |
| Mar 31, 2025 | 0.06 |
| Dec 31, 2024 | 0.06 |
| Sep 30, 2024 | 0.06 |
| Dec 31, 2023 | 0.03 |
| Mar 31, 2023 | 0.01 |
| Dec 31, 2022 | 0.01 |
| Sep 30, 2022 | 0.01 |
| Jun 30, 2022 | 0.01 |
| Mar 31, 2022 | 0.01 |
| Dec 31, 2021 | 0.00 |
| Sep 30, 2021 | 0.01 |
| Jun 30, 2021 | 0.01 |
| Mar 31, 2021 | 0.01 |
| Dec 31, 2020 | 0.01 |
| Sep 30, 2020 | 0.01 |
| Jun 30, 2020 | 0.02 |
| Mar 31, 2020 | 0.03 |