Healthequity (HQY) Total Debt (2019 - 2026)
Healthequity (HQY) reported Total Debt of $931.06 million for fiscal Q2 2027 (quarter ended Jul 31, 2026), down 7.5% from $1.01 billion a year earlier and down 1.2% from the prior quarter.
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Analysis
Healthequity (HQY) Total Debt (2019 - 2026) Analysis & Trends
At the end of FY2026 (ended Jan 31, 2026), Healthequity posted Total Debt of $957.38 million, down 9.4% from FY2025.
- Total Debt has a five-year compound annual growth rate of -0.6% (FY2021 to FY2026).
- By fiscal year, Total Debt came in at $1.06 billion in FY2025 (+20.7%), $874.97 million in FY2024 (-5.4%), $925.34 million in FY2023 (-0.6%) and $930.83 million in FY2022 (-5.7%).
- The fiscal Q2 2027 figure ranks as the lowest quarterly Total Debt since fiscal Q1 2025.
- Year over year, Total Debt has now declined in each of the last five quarters, with growth averaging 1.6% over the last eight quarters.
- The high point for year-over-year Total Debt in five years was fiscal Q2 2025 (growth of 26.1%); the low point was fiscal Q1 2027 (a decline of 10.8%).
- Per Business Quant data, the three fiscal quarters before Q2 2027 came in at $942.66 million (Q1 2027), $957.38 million (Q4 2026) and $982.11 million (Q3 2026).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Total Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | Robinhood Markets | 101.14 Bn | 82.23 Bn | - | - |
| 2 | Bank of New York Mellon | 98.14 Bn | 37.51 Bn | - | 5.22 Bn |
| 3 | Cme | 94.12 Bn | 94.12 Bn | - | 3.42 Bn |
| 4 | Intercontinental Exchange | 85.35 Bn | 79.16 Bn | - | 19.85 Bn |
| 5 | Nasdaq | 51.71 Bn | 49.14 Bn | 1.50 Bn | 8.76 Bn |
| 6 | State Street | 47.94 Bn | 47.94 Bn | - | - |
| 7 | Interactive Brokers | 38.49 Bn | 31.95 Bn | - | 13.00 Mn |
| 8 | Northern Trust | 30.99 Bn | 30.99 Bn | - | 8.63 Bn |
| 9 | Cboe Global Markets | 28.76 Bn | 20.41 Bn | 731.60 Mn | 1.44 Bn |
| 10 | Healthequity | 7.33 Bn | 6.18 Bn | 257.95 Mn | 931.06 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jul 31, 2026 | 931.06 Mn |
| Apr 30, 2026 | 942.66 Mn |
| Jan 31, 2026 | 957.38 Mn |
| Oct 31, 2025 | 982.11 Mn |
| Jul 31, 2025 | 1.01 Bn |
| Apr 30, 2025 | 1.06 Bn |
| Jan 31, 2025 | 1.06 Bn |
| Oct 31, 2024 | 1.08 Bn |
| Jul 31, 2024 | 1.10 Bn |
| Apr 30, 2024 | 925.68 Mn |
| Jan 31, 2024 | 874.97 Mn |
| Oct 31, 2023 | 874.27 Mn |
| Jul 31, 2023 | 873.58 Mn |
| Apr 30, 2023 | 872.90 Mn |
| Jan 31, 2023 | 925.34 Mn |
| Oct 31, 2022 | 926.72 Mn |
| Jul 31, 2022 | 928.09 Mn |
| Apr 30, 2022 | 929.45 Mn |
| Jan 31, 2022 | 930.83 Mn |
| Oct 31, 2021 | 930.06 Mn |
API Access
Healthequity Total Debt API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=total-debt&ticker=HQY&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "total-debt", "ticker": "HQY", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=total-debt&ticker=HQY&period=max&api_key=YOUR_API_KEY");
const data = await res.json();