Healthequity (HQY) Retained Earnings (2014 - 2026)
Healthequity's Retained Earnings was $162.58 million in fiscal Q2 2027 (quarter ended Jul 31, 2026), down 28.3% from $226.9 million a year earlier and down 8.3% from the prior quarter.
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Analysis
Healthequity (HQY) Retained Earnings (2014 - 2026) Analysis & Trends
At the end of FY2026 (ended Jan 31, 2026), Retained Earnings at Healthequity came in at $195.91 million, down 6.4% from FY2025.
- Retained Earnings shows a five-year compound annual growth rate of -2.3% (FY2021 to FY2026).
- In earlier fiscal years, Retained Earnings was $209.27 million in FY2025 (+1.8%), $205.63 million in FY2024 (+37.2%), $149.92 million in FY2023 (-14.8%) and $176.06 million in FY2022 (-20.1%).
- The fiscal Q2 2027 figure marks the lowest quarterly Retained Earnings since fiscal Q1 2024.
- Compared with a year earlier, Retained Earnings has declined for six straight quarters, with an average decline of 7.0% over the last eight quarters.
- The best year-over-year quarter for Retained Earnings over five years was fiscal Q2 2025 (growth of 64.2%); the worst was fiscal Q2 2023 (a decline of 29.1%).
- Per Business Quant data, HQY's Retained Earnings in the three fiscal quarters before Q2 2027 was $177.2 million (Q1 2027), $195.91 million (Q4 2026) and $207.94 million (Q3 2026).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Cme | 109.59 Bn | 97.93 Bn | - | 6.03 Bn |
| 2 | Bank of New York Mellon | 100.46 Bn | 34.08 Bn | - | 50.08 Bn |
| 3 | Intercontinental Exchange | 97.18 Bn | 90.07 Bn | - | 22.71 Bn |
| 4 | Robinhood Markets | 72.63 Bn | 52.17 Bn | - | -773.00 Mn |
| 5 | Nasdaq | 59.89 Bn | 57.32 Bn | 1.48 Bn | 10.65 Bn |
| 6 | State Street | 45.42 Bn | 45.42 Bn | - | - |
| 7 | Cboe Global Markets | 36.91 Bn | 27.39 Bn | 712.20 Mn | 4.47 Bn |
| 8 | Interactive Brokers | 34.30 Bn | 10.61 Bn | - | 4.14 Bn |
| 9 | Northern Trust | 31.46 Bn | 31.46 Bn | - | 18.17 Bn |
| 10 | Healthequity | 8.64 Bn | 7.49 Bn | 257.95 Mn | 162.58 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jul 31, 2026 | 162.58 Mn |
| Apr 30, 2026 | 177.20 Mn |
| Jan 31, 2026 | 195.91 Mn |
| Oct 31, 2025 | 207.94 Mn |
| Jul 31, 2025 | 226.90 Mn |
| Apr 30, 2025 | 218.35 Mn |
| Jan 31, 2025 | 209.27 Mn |
| Oct 31, 2024 | 231.59 Mn |
| Jul 31, 2024 | 270.26 Mn |
| Apr 30, 2024 | 234.44 Mn |
| Jan 31, 2024 | 205.63 Mn |
| Oct 31, 2023 | 179.26 Mn |
| Jul 31, 2023 | 164.59 Mn |
| Apr 30, 2023 | 154.01 Mn |
| Jan 31, 2023 | 149.92 Mn |
| Oct 31, 2022 | 150.13 Mn |
| Jul 31, 2022 | 151.77 Mn |
| Apr 30, 2022 | 162.42 Mn |
| Jan 31, 2022 | 176.06 Mn |
| Oct 31, 2021 | 208.88 Mn |
API Access
Healthequity Retained Earnings API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=retained-earnings&ticker=HQY&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "retained-earnings", "ticker": "HQY", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=retained-earnings&ticker=HQY&period=max&api_key=YOUR_API_KEY");
const data = await res.json();