Healthequity (HQY) Interest Expenses (2013 - 2026)
Healthequity (HQY) posted Interest Expenses of $12.6 million for Q3 2026, little changed on a QoQ basis from $12.6 million in Q2 2026, and down 15.71% year-over-year from $15.0 million in Q3 2025.
Analysis
Healthequity (HQY) Interest Expenses (2013 - 2026) Analysis & Trends
Healthequity has reported Interest Expenses for 13 years, with the latest figure at $12.6 million in Q3 2026.
- On a quarterly basis, Interest Expenses fell 15.71% year-over-year to $12.6 million in Q3 2026; TTM through Jul 2026 was $52.5 million, a 16.95% decrease from a year earlier, with the FY2026 full-year figure at $57.1 million, down 5.78% from the prior year.
- Interest Expenses was $12.6 million for Q3 2026 at Healthequity, roughly flat from $12.6 million in the prior quarter.
- The five-year high for Interest Expenses was $18.2 million in Q4 2024, with the low at $10.5 million in Q2 2022.
- Average Interest Expenses over 5 years is $13.6 million, with a median of $13.5 million recorded in 2023.
- The sharpest annual moves came in 2022 and 2025: Interest Expenses soared 58.74% in 2022, then slipped 22.62% in 2025.
- Over 5 years, Interest Expenses stood at $12.2 million in 2022, then advanced by 11.34% to $13.5 million in 2023, then soared by 34.03% to $18.2 million in 2024, then declined by 22.62% to $14.0 million in 2025, then decreased by 10.28% to $12.6 million in 2026.
- The last three Interest Expenses figures came in at $12.6 million (Q3 2026), $12.6 million (Q2 2026), and $13.3 million (Q1 2026), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Int Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank of New York Mellon | 111.85 Bn | 51.23 Bn | - | 4.49 Bn |
| 2 | State Street | 53.36 Bn | 53.36 Bn | - | 1.98 Bn |
| 3 | Northern Trust | 34.15 Bn | 34.15 Bn | - | 1.51 Bn |
| 4 | Sei Investments | 13.24 Bn | 13.16 Bn | - | 562,000.00 |
| 5 | Healthequity | 7.97 Bn | 7.71 Bn | 257.95 Mn | 12.61 Mn |
| 6 | AtlasClear Holdings | 28.46 Mn | -12.04 Mn | - | 432,620.00 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jul 31, 2026 | 12.61 Mn |
| Apr 30, 2026 | 12.59 Mn |
| Jan 31, 2026 | 13.27 Mn |
| Oct 31, 2025 | 14.05 Mn |
| Jul 31, 2025 | 14.96 Mn |
| Apr 30, 2025 | 14.86 Mn |
| Jan 31, 2025 | 15.26 Mn |
| Oct 31, 2024 | 18.16 Mn |
| Jul 31, 2024 | 15.43 Mn |
| Apr 30, 2024 | 11.80 Mn |
| Jan 31, 2024 | 13.64 Mn |
| Oct 31, 2023 | 13.55 Mn |
| Jul 31, 2023 | 13.27 Mn |
| Apr 30, 2023 | 15.00 Mn |
| Jan 31, 2023 | 14.31 Mn |
| Oct 31, 2022 | 12.17 Mn |
| Jul 31, 2022 | 11.49 Mn |
| Apr 30, 2022 | 10.46 Mn |
| Jan 31, 2022 | 10.75 Mn |
| Oct 31, 2021 | 11.88 Mn |