Hartford Insurance (HIG) Net Margin (2009 - 2026)
Hartford Insurance's Net Margin was 18.24% in Q3 2026, up 2.78 percentage points from 15.46% a year earlier and up 0.44 percentage points from the prior quarter.
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Analysis
Hartford Insurance (HIG) Net Margin (2009 - 2026) Analysis & Trends
On a trailing twelve-month basis, Hartford Insurance's Net Margin was 15.36% through Sep 30, 2026, up 2.43 percentage points year-over-year; for FY2025, it was 13.45%, up 1.80 percentage points from FY2024.
- Net Margin has now increased for three consecutive years, with a five-year change of +5.09 percentage points (FY2020 to FY2025).
- In earlier years, Net Margin was 11.64% in FY2024 (+1.52 pp), 10.12% in FY2023 (+2.08 pp), 8.04% in FY2022 (-2.46 pp) and 10.50% in FY2021 (+2.13 pp).
- The Q3 2026 figure marks the highest quarterly Net Margin in data going back to Q1 2009.
- Compared with a year earlier, Net Margin has increased for six straight quarters, with an average year-over-year change of +1.93 percentage points over the last eight quarters.
- The best year-over-year quarter for Net Margin over five years was Q3 2023 (a gain of 4.47 percentage points); the worst was Q2 2022 (a drop of 7.93 percentage points).
- Per Business Quant data, HIG's Net Margin in the three quarters before Q3 2026 was 17.80% (Q2 2026), 11.78% (Q1 2026) and 13.80% (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 140.29 Bn | 85.93 Bn | 8.67 Bn | 17.56% |
| 2 | Progressive | 132.20 Bn | 107.72 Bn | 8.29 Bn | 10.96% |
| 3 | Marsh & Mclennan Companies | 96.60 Bn | 88.76 Bn | - | 11.77% |
| 4 | Travelers Companies | 82.11 Bn | 59.60 Bn | 5.93 Bn | 15.44% |
| 5 | Manulife Financial | 75.43 Bn | 8.45 Bn | - | - |
| 6 | Arthur J. Gallagher | 71.09 Bn | 65.68 Bn | - | 10.14% |
| 7 | Aon | 70.49 Bn | 49.69 Bn | - | 11.61% |
| 8 | Metlife | 65.52 Bn | -41.26 Bn | 7.82 Bn | 3.68% |
| 9 | Allstate | 64.49 Bn | 24.33 Bn | 7.41 Bn | 11.82% |
| 10 | Hartford Insurance | 36.51 Bn | 20.02 Bn | 3.51 Bn | 18.24% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 18.24% |
| Jun 30, 2026 | 17.80% |
| Mar 31, 2026 | 11.78% |
| Dec 31, 2025 | 13.80% |
| Sep 30, 2025 | 15.46% |
| Jun 30, 2025 | 14.74% |
| Mar 31, 2025 | 9.18% |
| Dec 31, 2024 | 12.33% |
| Sep 30, 2024 | 11.27% |
| Jun 30, 2024 | 11.30% |
| Mar 31, 2024 | 11.65% |
| Dec 31, 2023 | 11.97% |
| Sep 30, 2023 | 10.46% |
| Jun 30, 2023 | 8.96% |
| Mar 31, 2023 | 8.97% |
| Dec 31, 2022 | 9.76% |
| Sep 30, 2022 | 5.99% |
| Jun 30, 2022 | 8.17% |
| Mar 31, 2022 | 8.12% |
| Dec 31, 2021 | 12.55% |
API Access
Hartford Insurance Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=HIG&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "HIG", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=HIG&period=max&api_key=YOUR_API_KEY");
const data = await res.json();