Hartford Insurance (HIG) FCF Margin (2009 - 2026)
Hartford Insurance (HIG) recorded FCF Margin of 40.87% in Q3 2026, up 15.06 percentage points from 25.81% a year earlier and up 22.92 percentage points from the prior quarter.
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Analysis
Hartford Insurance (HIG) FCF Margin (2009 - 2026) Analysis & Trends
On a TTM basis, Hartford Insurance's FCF Margin came in at 23.54% as of Sep 30, 2026, up 2.00 percentage points year-over-year; for FY2025, it was 20.28%, down 1.44 percentage points from FY2024.
- Annual FCF Margin has a five-year change of +1.97 percentage points (FY2020 to FY2025).
- Across earlier years, FCF Margin came in at 21.72% in FY2024 (+5.39 pp), 16.33% in FY2023 (-0.81 pp), 17.14% in FY2022 (-0.55 pp) and 17.69% in FY2021 (-0.62 pp).
- The Q3 2026 figure is the highest quarterly FCF Margin in data going back to Q1 2009.
- On a year-over-year basis, FCF Margin rose in five of the last eight quarters, with an average year-over-year change of +1.41 percentage points.
- Peak year-over-year performance for FCF Margin in the last five years was a gain of 20.12 percentage points in Q2 2024, against a drop of 18.91 percentage points in Q2 2023 at the low end.
- Per Business Quant, the preceding three quarters came in at 17.95% (Q2 2026), 14.03% (Q1 2026) and 21.59% (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 140.29 Bn | 85.93 Bn | 8.67 Bn | 37.49% |
| 2 | Progressive | 132.20 Bn | 107.72 Bn | 8.29 Bn | 18.98% |
| 3 | Marsh & Mclennan Companies | 96.60 Bn | 88.76 Bn | - | 20.36% |
| 4 | Travelers Companies | 82.11 Bn | 59.60 Bn | 5.93 Bn | 31.15% |
| 5 | Manulife Financial | 75.43 Bn | 8.45 Bn | - | - |
| 6 | Arthur J. Gallagher | 71.09 Bn | 65.68 Bn | - | 32.57% |
| 7 | Aon | 70.49 Bn | 49.69 Bn | - | 26.75% |
| 8 | Metlife | 65.52 Bn | -41.26 Bn | 7.82 Bn | 10.15% |
| 9 | Allstate | 64.49 Bn | 24.33 Bn | 7.41 Bn | 21.45% |
| 10 | Hartford Insurance | 36.51 Bn | 20.02 Bn | 3.51 Bn | 40.87% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 40.87% |
| Jun 30, 2026 | 17.95% |
| Mar 31, 2026 | 14.03% |
| Dec 31, 2025 | 21.59% |
| Sep 30, 2025 | 25.81% |
| Jun 30, 2025 | 18.63% |
| Mar 31, 2025 | 13.91% |
| Dec 31, 2024 | 27.62% |
| Sep 30, 2024 | 23.97% |
| Jun 30, 2024 | 18.49% |
| Mar 31, 2024 | 16.31% |
| Dec 31, 2023 | 24.42% |
| Sep 30, 2023 | 27.87% |
| Jun 30, 2023 | -1.64% |
| Mar 31, 2023 | 13.91% |
| Dec 31, 2022 | 17.14% |
| Sep 30, 2022 | 26.45% |
| Jun 30, 2022 | 17.27% |
| Mar 31, 2022 | 7.38% |
| Dec 31, 2021 | 20.00% |
API Access
Hartford Insurance FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=HIG&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "HIG", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=HIG&period=max&api_key=YOUR_API_KEY");
const data = await res.json();