Horizon Bancorp Inc /In/ (HBNC) EBITDA Margin (2010 - 2026)
Horizon Bancorp's EBITDA Margin came in at 77.86% for Q2 2026, down 17.88 percentage points from 95.75% a year earlier and down 4.07 percentage points from the prior quarter.
Horizon Bancorp Inc /In/ (HBNC) EBITDA Margin (2010 - 2026) Analysis & Trends
For FY2024, Horizon Bancorp's EBITDA Margin was 108.33%, up 8.44 percentage points from FY2023.
- EBITDA Margin has increased in each of the last four years, with a five-year change of +41.09 percentage points (FY2019 to FY2024).
- Going back by year, EBITDA Margin was 99.89% in FY2023 (+37.05 pp), 62.84% in FY2022 (+5.25 pp), 57.59% in FY2021 (+2.01 pp) and 55.58% in FY2020 (-11.66 pp).
- The Q2 2026 figure represents the lowest quarterly EBITDA Margin since Q4 2022.
- Year-over-year, EBITDA Margin has declined for three consecutive quarters, with an average year-over-year change of -13.91 percentage points over the last seven quarters.
- The fastest year-over-year change in EBITDA Margin over five years came in Q3 2023 (a gain of 46.32 percentage points), and the weakest in Q4 2024 (a drop of 28.92 percentage points).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 77.86% |
| Mar 31, 2026 | 81.93% |
| Dec 31, 2025 | 79.68% |
| Jun 30, 2025 | 95.75% |
| Mar 31, 2025 | 98.85% |
| Dec 31, 2024 | 88.83% |
| Sep 30, 2024 | 111.43% |
| Jun 30, 2024 | 108.60% |
| Mar 31, 2024 | 113.51% |
| Dec 31, 2023 | 117.75% |
| Sep 30, 2023 | 108.42% |
| Jun 30, 2023 | 94.28% |
| Mar 31, 2023 | 90.23% |
| Dec 31, 2022 | 76.78% |
| Sep 30, 2022 | 62.10% |
| Jun 30, 2022 | 56.62% |
| Mar 31, 2022 | 56.58% |
| Dec 31, 2021 | 51.90% |
| Sep 30, 2021 | 53.83% |
| Jun 30, 2021 | 57.09% |
Horizon Bancorp Inc /In/ EBITDA Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebitda-margin&ticker=HBNC&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebitda-margin", "ticker": "HBNC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=ebitda-margin&ticker=HBNC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();