First Merchants (FRME) Change in Net Loans (2012 - 2026)
First Merchants' (FRME) quarterly Change in Net Loans came in at -$10.7 million in Q1 2026, down 107.61% year-on-year from $140.0 million in Q1 2025, and down 103.75% quarter-over-quarter from $284.3 million in Q4 2025.
First Merchants (FRME) Change in Net Loans (2012 - 2026) Analysis & Trends
First Merchants' Change in Net Loans history runs 15 years deep, the most recent figure standing at -$10.7 million for Q1 2026.
- On a quarterly basis, Change in Net Loans fell 107.61% year-over-year to -$10.7 million in Q1 2026; TTM through Mar 2026 was $814.9 million, a 46.54% increase from a year earlier, with the FY2025 full-year figure at $965.6 million, up 130.22% from the prior year.
- Change in Net Loans slipped to -$10.7 million in Q1 2026 per FRME's latest filing, from $284.3 million in the prior quarter.
- Across five years, Change in Net Loans topped out at $1.2 billion in Q4 2022 and bottomed at -$116.4 million in Q2 2022.
- The 5-year median for Change in Net Loans is $158.0 million (2023), against an average of $197.6 million.
- Across the five-year window, Change in Net Loans soared 7626.46% in 2022 and slumped 107.61% in 2026, its largest moves.
- Year by year, Change in Net Loans stood at $1.2 billion in 2022, then slumped by 81.39% to $217.0 million in 2023, then declined by 1.85% to $212.9 million in 2024, then jumped by 33.53% to $284.3 million in 2025, then slumped by 103.75% to -$10.7 million in 2026.
- Per Business Quant, the three latest FRME Change in Net Loans figures stand at -$10.7 million (Q1 2026), $284.3 million (Q4 2025), and $224.2 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Net Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | - |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | - |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | 1.12 Mn |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | - |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 10.65 Mn |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | -12.69 Mn |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 13.77 Bn |
| 10 | First Merchants | 2.62 Bn | 2.62 Bn | 7.44 Mn | -10.65 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -10.65 Mn |
| Dec 31, 2025 | 284.33 Mn |
| Sep 30, 2025 | 224.20 Mn |
| Jun 30, 2025 | 317.05 Mn |
| Mar 31, 2025 | 139.98 Mn |
| Dec 31, 2024 | 212.93 Mn |
| Sep 30, 2024 | 34.56 Mn |
| Jun 30, 2024 | 168.64 Mn |
| Mar 31, 2024 | 3.27 Mn |
| Dec 31, 2023 | 216.95 Mn |
| Sep 30, 2023 | 18.70 Mn |
| Jun 30, 2023 | 147.26 Mn |
| Mar 31, 2023 | 238.87 Mn |
| Dec 31, 2022 | 1.17 Bn |
| Jun 30, 2022 | -116.41 Mn |
| Mar 31, 2022 | 116.41 Mn |
| Dec 31, 2021 | -15.49 Mn |
| Dec 31, 2020 | 792.99 Mn |
| Jun 30, 2020 | -148.88 Mn |
| Mar 31, 2020 | 148.88 Mn |