First Merchants (FRME) Change in Net Loans (2012 - 2026)
First Merchants (FRME) reported Change in Net Loans of -$10.7 million for Q1 2026, down 107.61% on a YoY basis from $140.0 million in Q1 2025, and down 103.75% quarter-over-quarter from $284.3 million in Q4 2025.
First Merchants (FRME) Change in Net Loans (2012 - 2026) Analysis & Trends
First Merchants has reported Change in Net Loans for 15 years, with the latest figure at -$10.7 million in Q1 2026.
- For the quarter ending Q1 2026, Change in Net Loans fell 107.61% year-over-year to -$10.7 million; the trailing twelve-month figure through Mar 2026 stood at $814.9 million (up 32.32% YoY), and the FY2025 full-year result was $965.6 million, up 130.22% from the prior year.
- Change in Net Loans for Q1 2026 stood at -$10.7 million, down from $284.3 million in the prior quarter.
- The five-year high for Change in Net Loans was $1.2 billion in Q4 2022, with the low at -$116.4 million in Q2 2022.
- Historically, Change in Net Loans has averaged $197.6 million across 5 years, with a median of $180.1 million in 2023.
- Annual changes were most pronounced in 2022 — Change in Net Loans jumped 7626.46% — and 2024, when it plunged 123.66%.
- First Merchants' Change in Net Loans stood at $1.2 billion in 2022, then tumbled by 81.39% to $217.0 million in 2023, then dropped by 1.85% to $212.9 million in 2024, then soared by 33.53% to $284.3 million in 2025, then tumbled by 103.75% to -$10.7 million in 2026.
- The last three Change in Net Loans figures came in at -$10.7 million (Q1 2026), $284.3 million (Q4 2025), and $224.2 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Net Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | -1.25 Mn |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 10.65 Mn |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | -12.69 Mn |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | - |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | First Merchants | 2.55 Bn | 2.55 Bn | -1.01 Mn | -10.65 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -10.65 Mn |
| Dec 31, 2025 | 284.33 Mn |
| Sep 30, 2025 | 224.20 Mn |
| Jun 30, 2025 | 317.05 Mn |
| Mar 31, 2025 | 139.98 Mn |
| Dec 31, 2024 | 212.93 Mn |
| Sep 30, 2024 | 34.56 Mn |
| Jun 30, 2024 | 228.43 Mn |
| Mar 31, 2024 | -56.51 Mn |
| Dec 31, 2023 | 216.95 Mn |
| Sep 30, 2023 | 18.70 Mn |
| Jun 30, 2023 | 147.26 Mn |
| Mar 31, 2023 | 238.87 Mn |
| Dec 31, 2022 | 1.17 Bn |
| Jun 30, 2022 | -116.41 Mn |
| Mar 31, 2022 | 116.41 Mn |
| Dec 31, 2021 | -15.49 Mn |
| Jun 30, 2020 | -148.88 Mn |
| Mar 31, 2020 | 148.88 Mn |
| Dec 31, 2019 | -352.72 Mn |