First Northern Community Bancorp FNRN
NASDAQ FNRN
$17.27 -0.01 (-0.06%)
As of: Sep 10, 2026 · 3:59 PM EDT

First Northern Community Bancorp (FNRN) Gross Margin (2024 - 2026)

First Northern Community Bancorp's (FNRN) quarterly Gross Margin came in at 78.1% in Q2 2026, down 1259.0% year-over-year from 6.74% in Q2 2025, and down 12.54% quarter-over-quarter from 89.3% in Q1 2026.

Analysis

First Northern Community Bancorp (FNRN) Gross Margin (2024 - 2026) Analysis & Trends

First Northern Community Bancorp has disclosed Gross Margin across 3 years of filings, most recently posting 78.1% for Q2 2026.

  • In Q2 2026, Gross Margin fell 1259.0% year-over-year to 78.1%; the TTM figure through Jun 2026 stood at 84.76% (down 364.0% YoY), while the FY2025 annual figure was 87.5%, down 117.0% from the prior year.
  • Gross Margin came in at 78.1% for Q2 2026 at First Northern Community Bancorp, down from 89.3% in the prior quarter.
  • In the past five years, Gross Margin ranged from a high of 93.66% in Q3 2024 to a low of 78.1% in Q2 2026.
  • Average Gross Margin over 3 years is 86.57%, with a median of 87.92% recorded in 2025.
  • The largest YoY upside for Gross Margin was 201 bps in 2026 against a maximum downside of 1259 bps in 2026.
  • Over 3 years, Gross Margin stood at 81.69% in 2024, then advanced by 2 bps to 83.28% in 2025, then dropped by 6 bps to 78.1% in 2026.
  • Per Business Quant data, the three most recent Gross Margin figures were 78.1% in Q2 2026, 89.3% in Q1 2026, and 83.28% in Q4 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Gross Margin (Qtr)
1 Banco Santander Chile 948.96 Bn 948.96 Bn - -
2 Truist Financial 61.64 Bn 61.64 Bn - -
3 Fifth Third Bancorp 49.62 Bn 25.89 Bn - -
4 M&T Bank 34.88 Bn 34.88 Bn - -
5 Huntington Bancshares 33.82 Bn 29.29 Bn - -
6 Citizens Financial 29.46 Bn 29.46 Bn - -
7 Regions Financial 25.57 Bn 25.57 Bn - -
8 First Citizens Bancshares 25.00 Bn 24.48 Bn 29.00 Mn 39.19%
9 Keycorp 23.27 Bn -24.42 Bn - -
10 First Northern Community Bancorp 278.39 Mn -86.20 Mn 535,000.00 78.10%
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 78.10%
Mar 31, 2026 89.30%
Dec 31, 2025 83.28%
Sep 30, 2025 88.55%
Jun 30, 2025 90.69%
Mar 31, 2025 87.29%
Dec 31, 2024 81.69%
Sep 30, 2024 93.66%