First Northern Community Bancorp (FNRN) Gross Margin (2024 - 2026)

First Northern Community Bancorp's (FNRN) quarterly Gross Margin came in at 89.3% in Q1 2026, up 9851.0% year-on-year from 0.9% in Q1 2025, and down 3.17% quarter-over-quarter from 92.23% in Q4 2025.

First Northern Community Bancorp (FNRN) Gross Margin (2024 - 2026) Analysis & Trends

First Northern Community Bancorp has disclosed Gross Margin across 3 years of filings, most recently posting 89.3% for Q1 2026.

  • Gross Margin for Q1 2026 came in at 89.3%, up 9851.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 9.15% (changed N/A YoY), and the FY2025 annual result was 87.5%, up 571.0% from the prior year.
  • Gross Margin came in at 89.3% for Q1 2026 at First Northern Community Bancorp, down from 92.23% in the prior quarter.
  • In the past five years, Gross Margin ranged from a high of 92.23% in Q4 2025 to a low of 12.86% in Q3 2025.
  • The 3-year median for Gross Margin is 55.21% (2024), against an average of 44.98%.
  • Across the five-year window, Gross Margin tumbled 5286 bps in 2025 and jumped 9851 bps in 2026, its largest moves.
  • First Northern Community Bancorp's Gross Margin stood at 70.42% in 2024, then jumped by 31 bps to 92.23% in 2025, then fell by 3 bps to 89.3% in 2026.
  • The last three Gross Margin figures came in at 89.3% (Q1 2026), 92.23% (Q4 2025), and 12.86% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Gross Margin (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - -
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - -
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - -
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 First Northern Community Bancorp 292.02 Mn 142.26 Mn 576,000.00 89.30%

Historic Data

Download Data
DateValue
Mar 31, 2026 89.30%
Dec 31, 2025 92.23%
Sep 30, 2025 -12.86%
Mar 31, 2025 -9.21%
Dec 31, 2024 70.42%
Sep 30, 2024 40.00%