First Northern Community Bancorp (FNRN) Gross Margin (2024 - 2026)
First Northern Community Bancorp's (FNRN) quarterly Gross Margin came in at 78.1% in Q2 2026, down 1259.0% year-over-year from 6.74% in Q2 2025, and down 12.54% quarter-over-quarter from 89.3% in Q1 2026.
Analysis
First Northern Community Bancorp (FNRN) Gross Margin (2024 - 2026) Analysis & Trends
First Northern Community Bancorp has disclosed Gross Margin across 3 years of filings, most recently posting 78.1% for Q2 2026.
- In Q2 2026, Gross Margin fell 1259.0% year-over-year to 78.1%; the TTM figure through Jun 2026 stood at 84.76% (down 364.0% YoY), while the FY2025 annual figure was 87.5%, down 117.0% from the prior year.
- Gross Margin came in at 78.1% for Q2 2026 at First Northern Community Bancorp, down from 89.3% in the prior quarter.
- In the past five years, Gross Margin ranged from a high of 93.66% in Q3 2024 to a low of 78.1% in Q2 2026.
- Average Gross Margin over 3 years is 86.57%, with a median of 87.92% recorded in 2025.
- The largest YoY upside for Gross Margin was 201 bps in 2026 against a maximum downside of 1259 bps in 2026.
- Over 3 years, Gross Margin stood at 81.69% in 2024, then advanced by 2 bps to 83.28% in 2025, then dropped by 6 bps to 78.1% in 2026.
- Per Business Quant data, the three most recent Gross Margin figures were 78.1% in Q2 2026, 89.3% in Q1 2026, and 83.28% in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 948.96 Bn | 948.96 Bn | - | - |
| 2 | Truist Financial | 61.64 Bn | 61.64 Bn | - | - |
| 3 | Fifth Third Bancorp | 49.62 Bn | 25.89 Bn | - | - |
| 4 | M&T Bank | 34.88 Bn | 34.88 Bn | - | - |
| 5 | Huntington Bancshares | 33.82 Bn | 29.29 Bn | - | - |
| 6 | Citizens Financial | 29.46 Bn | 29.46 Bn | - | - |
| 7 | Regions Financial | 25.57 Bn | 25.57 Bn | - | - |
| 8 | First Citizens Bancshares | 25.00 Bn | 24.48 Bn | 29.00 Mn | 39.19% |
| 9 | Keycorp | 23.27 Bn | -24.42 Bn | - | - |
| 10 | First Northern Community Bancorp | 278.39 Mn | -86.20 Mn | 535,000.00 | 78.10% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 78.10% |
| Mar 31, 2026 | 89.30% |
| Dec 31, 2025 | 83.28% |
| Sep 30, 2025 | 88.55% |
| Jun 30, 2025 | 90.69% |
| Mar 31, 2025 | 87.29% |
| Dec 31, 2024 | 81.69% |
| Sep 30, 2024 | 93.66% |