First Northern Community Bancorp (FNRN) Gross Margin (2024 - 2026)
First Northern Community Bancorp's (FNRN) quarterly Gross Margin came in at 89.3% in Q1 2026, up 9851.0% year-on-year from 0.9% in Q1 2025, and down 3.17% quarter-over-quarter from 92.23% in Q4 2025.
First Northern Community Bancorp (FNRN) Gross Margin (2024 - 2026) Analysis & Trends
First Northern Community Bancorp has disclosed Gross Margin across 3 years of filings, most recently posting 89.3% for Q1 2026.
- Gross Margin for Q1 2026 came in at 89.3%, up 9851.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 9.15% (changed N/A YoY), and the FY2025 annual result was 87.5%, up 571.0% from the prior year.
- Gross Margin came in at 89.3% for Q1 2026 at First Northern Community Bancorp, down from 92.23% in the prior quarter.
- In the past five years, Gross Margin ranged from a high of 92.23% in Q4 2025 to a low of 12.86% in Q3 2025.
- The 3-year median for Gross Margin is 55.21% (2024), against an average of 44.98%.
- Across the five-year window, Gross Margin tumbled 5286 bps in 2025 and jumped 9851 bps in 2026, its largest moves.
- First Northern Community Bancorp's Gross Margin stood at 70.42% in 2024, then jumped by 31 bps to 92.23% in 2025, then fell by 3 bps to 89.3% in 2026.
- The last three Gross Margin figures came in at 89.3% (Q1 2026), 92.23% (Q4 2025), and 12.86% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | - |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | - |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | - |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | First Northern Community Bancorp | 292.02 Mn | 142.26 Mn | 576,000.00 | 89.30% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 89.30% |
| Dec 31, 2025 | 92.23% |
| Sep 30, 2025 | -12.86% |
| Mar 31, 2025 | -9.21% |
| Dec 31, 2024 | 70.42% |
| Sep 30, 2024 | 40.00% |