First Northern Community Bancorp (FNRN) EBT Margin (2011 - 2026)
First Northern Community Bancorp's EBT Margin was 522.27% in Q2 2026, down 119.37 percentage points from 641.64% a year earlier and down 151.36 percentage points from the prior quarter.
Powered by 
Analysis
First Northern Community Bancorp (FNRN) EBT Margin (2011 - 2026) Analysis & Trends
On a trailing twelve-month basis, First Northern Community Bancorp's EBT Margin was 654.77% through Jun 30, 2026, up 18.39 percentage points year-over-year; for FY2025, it was 623.55%, up 2.12 percentage points from FY2024.
- EBT Margin has now increased for three consecutive years, with a five-year change of +593.36 percentage points (FY2020 to FY2025).
- In earlier years, EBT Margin was 621.43% in FY2024 (+581.57 pp), 39.86% in FY2023 (+4.70 pp), 35.16% in FY2022 (-0.73 pp) and 35.89% in FY2021 (+5.70 pp).
- The Q2 2026 figure marks the lowest quarterly EBT Margin since Q1 2025.
- Compared with a year earlier, EBT Margin was higher in six of the last eight quarters, with an average year-over-year change of +318.09 percentage points.
- The best year-over-year quarter for EBT Margin over five years was Q4 2024 (a gain of 846.87 percentage points); the worst was Q2 2026 (a drop of 119.37 percentage points).
- Per Business Quant data, FNRN's EBT Margin in the three quarters before Q2 2026 was 673.63% (Q1 2026), 953.86% (Q4 2025) and 551.72% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 47.98% |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | - |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 36.65% |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | 34.42% |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | 41.80% |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 42.10% |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 35.57% |
| 10 | First Northern Community Bancorp | 283.31 Mn | -308.88 Mn | - | 522.27% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 522.27% |
| Mar 31, 2026 | 673.63% |
| Dec 31, 2025 | 953.86% |
| Sep 30, 2025 | 551.72% |
| Jun 30, 2025 | 641.64% |
| Mar 31, 2025 | 430.58% |
| Dec 31, 2024 | 897.90% |
| Sep 30, 2024 | 631.19% |
| Jun 30, 2024 | 35.01% |
| Mar 31, 2024 | 35.22% |
| Dec 31, 2023 | 51.03% |
| Sep 30, 2023 | 35.51% |
| Jun 30, 2023 | 32.77% |
| Mar 31, 2023 | 40.15% |
| Dec 31, 2022 | 37.98% |
| Sep 30, 2022 | 37.30% |
| Jun 30, 2022 | 33.60% |
| Mar 31, 2022 | 30.64% |
| Dec 31, 2021 | 31.89% |
| Sep 30, 2021 | 45.68% |
API Access
First Northern Community Bancorp EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=FNRN&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "FNRN", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=FNRN&period=max&api_key=YOUR_API_KEY");
const data = await res.json();