First Northern Community Bancorp (FNRN) Asset Utilization Ratio (2012 - 2026)
First Northern Community Bancorp (FNRN) posted Asset Utilization Ratio of 0.0 for Q1 2026, little changed sequentially from 0.0 in Q4 2025, and down 141.4% YoY from 0.01 in Q1 2025.
First Northern Community Bancorp (FNRN) Asset Utilization Ratio (2012 - 2026) Analysis & Trends
First Northern Community Bancorp has reported Asset Utilization Ratio for 15 years, with the latest figure at 0.0 in Q1 2026.
- Quarterly Asset Utilization Ratio fell 141.4% year-over-year to 0.0 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.0 (down 141.4% YoY) and the FY2025 annual result came in at 0.0, down 2.86% from the prior year.
- Asset Utilization Ratio steadied at 0.0 in Q1 2026 per FNRN's latest filing, from 0.0 in the prior quarter.
- Over five years, Asset Utilization Ratio peaked at 0.04 in Q4 2023 and troughed at 0.0 in Q3 2025.
- A 5-year average of 0.02 and a median of 0.03 in 2022 frame the typical range for Asset Utilization Ratio.
- The sharpest annual moves came in 2023 and 2026: Asset Utilization Ratio advanced 28.04% in 2023, then slumped 141.4% in 2026.
- Over 5 years, Asset Utilization Ratio stood at 0.03 in 2022, then advanced by 20.59% to 0.04 in 2023, then tumbled by 48.2% to 0.02 in 2024, then slumped by 123.35% to 0.0 in 2025, then advanced by 0.35% to 0.0 in 2026.
- According to Business Quant data, Asset Utilization Ratio over the past three periods registered 0.0, 0.0, and 0.0 for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 0.04 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 0.04 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 0.02 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 0.02 |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | 0.23 |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 0.04 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 0.04 |
| 10 | First Northern Community Bancorp | 281.61 Mn | -82.98 Mn | 535,000.00 | 0.00 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.00 |
| Mar 31, 2026 | 0.00 |
| Dec 31, 2025 | 0.00 |
| Sep 30, 2025 | 0.00 |
| Jun 30, 2025 | 0.00 |
| Mar 31, 2025 | 0.01 |
| Dec 31, 2024 | 0.02 |
| Sep 30, 2024 | 0.03 |
| Jun 30, 2024 | 0.04 |
| Mar 31, 2024 | 0.04 |
| Dec 31, 2023 | 0.04 |
| Sep 30, 2023 | 0.04 |
| Jun 30, 2023 | 0.04 |
| Mar 31, 2023 | 0.04 |
| Dec 31, 2022 | 0.03 |
| Sep 30, 2022 | 0.03 |
| Jun 30, 2022 | 0.03 |
| Mar 31, 2022 | 0.03 |
| Dec 31, 2021 | 0.03 |
| Sep 30, 2021 | 0.03 |