Farmers & Merchants Bancshares (FMFG) Payout Ratio (2016 - 2025)

Farmers & Merchants Bancshares (FMFG) has reported Payout Ratio for 10 consecutive years, with 0.41 the latest figure, recorded in Q4 2025.

• For the quarter ending Q4 2025, Payout Ratio fell 54.28% year-over-year to 0.41; the trailing twelve-month figure through Dec 2025 stood at 0.37 (up 15.07% YoY), and the FY2025 full-year result was 0.23, down 27.27% from the prior year.
• Payout Ratio grew to 0.41 in Q4 2025 per FMFG's latest filing, from 0.39 in the prior quarter.
• Across five years, Payout Ratio topped out at 0.9 in Q4 2024 and bottomed at 0.0 in Q3 2022.
• Historically, Payout Ratio has averaged 0.37 across 5 years, with a median of 0.37 in 2023.
• The sharpest annual moves came in 2021 and 2024: Payout Ratio tumbled 84.2% in 2021, then jumped 110.72% in 2024.
• Over 5 years, Payout Ratio stood at 0.32 in 2021, then climbed by 10.86% to 0.35 in 2022, then rose by 21.06% to 0.43 in 2023, then surged by 110.72% to 0.9 in 2024, then sank by 54.28% to 0.41 in 2025.
• According to Business Quant data, Payout Ratio over the past three periods registered 0.41, 0.39, and 0.9 for Q4 2025, Q3 2025, and Q4 2024 respectively.