First Bancorp (FBP) Debt Ratio (2010 - 2025)

First Bancorp's (FBP) quarterly Debt Ratio came in at 0.02 in Q4 2025, down 47.94% year-on-year from 0.03 in Q4 2024, and up 0.98% on a QoQ basis from 0.02 in Q3 2025.

First Bancorp (FBP) Debt Ratio (2010 - 2025) Analysis & Trends

First Bancorp (FBP) has 16 years of Debt Ratio data on file, last reported at 0.02 in Q4 2025.

  • On a quarterly basis, Debt Ratio fell 47.94% year-over-year to 0.02 in Q4 2025; TTM through Dec 2025 was 0.02, a 47.94% decrease from a year earlier, with the FY2025 full-year figure at 0.02, down 47.94% from the prior year.
  • Debt Ratio for Q4 2025 stood at 0.02, up from 0.02 in the prior quarter.
  • Over the last five years, Debt Ratio for FBP reached as high as 0.08 in Q4 2021 and fell as low as 0.0 in Q2 2023.
  • Historically, Debt Ratio has averaged 0.02 across 5 years, with a median of 0.02 in 2021.
  • Across the five-year window, Debt Ratio sank 94.41% in 2022 and surged 765.2% in 2023, its largest moves.
  • Year by year, Debt Ratio stood at 0.08 in 2021, then sank by 94.41% to 0.0 in 2022, then jumped by 765.2% to 0.04 in 2023, then declined by 28.25% to 0.03 in 2024, then slumped by 47.94% to 0.02 in 2025.
  • Per Business Quant data, the three most recent Debt Ratio figures were 0.02 in Q4 2025, 0.02 in Q3 2025, and 0.02 in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 0.10
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - 0.07
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 0.02
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn 0.09
5 Mizuho Financial 385.64 Bn 389.59 Bn - 0.13
6 Lloyds Banking 358.14 Bn 358.14 Bn - 0.03
7 First Capital 200.03 Bn 199.69 Bn - -
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 0.00
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 0.04
10 First Bancorp 4.61 Bn 4.61 Bn - 0.02

Historic Data

Download Data
DateValue
Dec 31, 2025 0.02
Sep 30, 2025 0.02
Jun 30, 2025 0.02
Mar 31, 2025 0.02
Dec 31, 2024 0.03
Sep 30, 2024 0.03
Jun 30, 2024 0.01
Mar 31, 2024 0.03
Dec 31, 2023 0.04
Sep 30, 2023 0.01
Jun 30, 2023 0.00
Mar 31, 2023 0.01
Dec 31, 2022 0.00
Sep 30, 2022 0.01
Jun 30, 2022 0.01
Mar 31, 2022 0.01
Dec 31, 2021 0.08
Sep 30, 2021 0.02
Jun 30, 2021 0.01
Mar 31, 2021 0.02