Essent (ESNT) Return on Invested Capital [ROIC] (2016 - 2026)
Essent's Return on Invested Capital [ROIC] was 11.35% in Q2 2026, down 0.75 percentage points from 12.10% a year earlier and down 0.01 percentage points from the prior quarter.
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Analysis
Essent (ESNT) Return on Invested Capital [ROIC] (2016 - 2026) Analysis & Trends
For FY2025, Return on Invested Capital [ROIC] at Essent came in at 11.62%, down 1.45 percentage points from FY2024.
- Return on Invested Capital [ROIC] has now declined for three consecutive years, though with a five-year change of +0.24 percentage points (FY2020 to FY2025).
- In earlier years, Return on Invested Capital [ROIC] was 13.07% in FY2024 (-0.80 pp), 13.87% in FY2023 (-3.83 pp), 17.71% in FY2022 (+2.13 pp) and 15.58% in FY2021 (+4.20 pp).
- The Q2 2026 figure marks the lowest quarterly Return on Invested Capital [ROIC] since Q4 2021.
- Compared with a year earlier, Return on Invested Capital [ROIC] has declined for ten straight quarters, with an average year-over-year change of -0.92 percentage points over the last eight quarters.
- The best year-over-year quarter for Return on Invested Capital [ROIC] over five years was Q1 2022 (a gain of 8.22 percentage points); the worst was Q1 2024 (a drop of 1.84 percentage points).
- Per Business Quant data, ESNT's Return on Invested Capital [ROIC] in the three quarters before Q2 2026 was 11.36% (Q1 2026), 11.38% (Q4 2025) and 11.78% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROIC (Qtr) |
|---|---|---|---|---|---|
| 1 | Berkshire Hathaway | 1,168.75 Bn | -248.72 Bn | 55.86 Bn | -10.42% |
| 2 | Chubb | 136.94 Bn | 89.00 Bn | 9.13 Bn | -9.62% |
| 3 | Progressive | 132.57 Bn | 108.40 Bn | 9.04 Bn | -78.36% |
| 4 | Marsh & Mclennan Companies | 93.82 Bn | 86.22 Bn | - | 13.08% |
| 5 | Travelers Companies | 83.08 Bn | 59.33 Bn | 6.23 Bn | -27.73% |
| 6 | Manulife Financial | 75.37 Bn | -18.34 Bn | - | - |
| 7 | Arthur J. Gallagher | 68.71 Bn | 63.14 Bn | - | 5.67% |
| 8 | Aon | 64.39 Bn | 57.63 Bn | - | 14.78% |
| 9 | Allstate | 64.30 Bn | 25.55 Bn | 8.73 Bn | -37.39% |
| 10 | Essent | 6.00 Bn | 6.00 Bn | - | 11.35% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 11.35% |
| Mar 31, 2026 | 11.36% |
| Dec 31, 2025 | 11.38% |
| Sep 30, 2025 | 11.78% |
| Jun 30, 2025 | 12.10% |
| Mar 31, 2025 | 12.30% |
| Dec 31, 2024 | 12.42% |
| Sep 30, 2024 | 12.85% |
| Jun 30, 2024 | 13.37% |
| Mar 31, 2024 | 13.13% |
| Dec 31, 2023 | 13.43% |
| Sep 30, 2023 | 13.33% |
| Jun 30, 2023 | 13.48% |
| Mar 31, 2023 | 14.97% |
| Dec 31, 2022 | 12.92% |
| Sep 30, 2022 | 13.84% |
| Jun 30, 2022 | 14.52% |
| Mar 31, 2022 | 13.01% |
| Dec 31, 2021 | 10.58% |
| Sep 30, 2021 | 9.58% |
API Access
Essent Return on Invested Capital [ROIC] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-invested-capital-%5Broic%5D&ticker=ESNT&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-invested-capital-[roic]", "ticker": "ESNT", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-invested-capital-%5Broic%5D&ticker=ESNT&period=max&api_key=YOUR_API_KEY");
const data = await res.json();