Eagle Financial Services (EFSI) Loans - Loss Allowance (2010 - 2026)
Eagle Financial Services' (EFSI) quarterly Loans - Loss Allowance came in at $18.3 million in Q2 2026, up 14.56% on a YoY basis from $16.0 million in Q2 2025, and up 5.66% quarter-over-quarter from $17.3 million in Q1 2026.
Eagle Financial Services (EFSI) Loans - Loss Allowance (2010 - 2026) Analysis & Trends
Eagle Financial Services (EFSI) has reported Loans - Loss Allowance for 17 consecutive years, with $18.3 million the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, Loans - Loss Allowance rose 14.56% year-over-year to $18.3 million; the trailing twelve-month figure through Jun 2026 stood at $18.3 million (up 14.56% YoY), and the FY2025 full-year result was $15.3 million, up 1.95% from the prior year.
- Loans - Loss Allowance improved to $18.3 million in Q2 2026 per EFSI's latest filing, from $17.3 million in the prior quarter.
- Across five years, Loans - Loss Allowance topped out at $18.3 million in Q2 2026 and bottomed at $9.3 million in Q1 2022.
- Historically, Loans - Loss Allowance has averaged $14.2 million across 5 years, with a median of $14.7 million in 2023.
- The sharpest annual moves came in 2023 and 2025: Loans - Loss Allowance soared 49.76% in 2023, then retreated 3.22% in 2025.
- Over 5 years, Loans - Loss Allowance stood at $11.2 million in 2022, then rose by 29.19% to $14.5 million in 2023, then increased by 3.68% to $15.0 million in 2024, then grew by 1.95% to $15.3 million in 2025, then grew by 19.49% to $18.3 million in 2026.
- According to Business Quant data, Loans - Loss Allowance over the past three periods registered $18.3 million, $17.3 million, and $15.3 million for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 439.96 Bn | 559.90 Bn | - | - |
| 2 | Truist Financial | 58.71 Bn | 58.71 Bn | - | 4.98 Bn |
| 3 | Fifth Third Bancorp | 47.86 Bn | 24.13 Bn | - | 2.92 Bn |
| 4 | M&T Bank | 32.26 Bn | 32.26 Bn | - | 2.18 Bn |
| 5 | Huntington Bancshares | 31.70 Bn | 27.21 Bn | - | 3.25 Bn |
| 6 | Citizens Financial | 27.67 Bn | 27.67 Bn | - | 1.97 Bn |
| 7 | Regions Financial | 23.78 Bn | 23.85 Bn | - | 1.49 Bn |
| 8 | Keycorp | 21.85 Bn | -25.84 Bn | - | 1.45 Bn |
| 9 | First Citizens Bancshares | 21.48 Bn | 20.95 Bn | 29.00 Mn | 1.48 Bn |
| 10 | Eagle Financial Services | 250.72 Mn | 106.73 Mn | - | 18.31 Mn |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 18.31 Mn |
| Mar 31, 2026 | 17.33 Mn |
| Dec 31, 2025 | 15.32 Mn |
| Sep 30, 2025 | 14.81 Mn |
| Jun 30, 2025 | 15.98 Mn |
| Mar 31, 2025 | 15.28 Mn |
| Dec 31, 2024 | 15.03 Mn |
| Sep 30, 2024 | 15.30 Mn |
| Jun 30, 2024 | 15.01 Mn |
| Mar 31, 2024 | 14.45 Mn |
| Dec 31, 2023 | 14.49 Mn |
| Sep 30, 2023 | 14.57 Mn |
| Jun 30, 2023 | 14.51 Mn |
| Mar 31, 2023 | 13.95 Mn |
| Dec 31, 2022 | 11.22 Mn |
| Sep 30, 2022 | 10.74 Mn |
| Jun 30, 2022 | 9.85 Mn |
| Mar 31, 2022 | 9.32 Mn |
| Dec 31, 2021 | 8.79 Mn |
| Sep 30, 2021 | 8.45 Mn |
Eagle Financial Services Loans - Loss Allowance API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=EFSI&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "loans-loss-allowance", "ticker": "EFSI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=EFSI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();