Deluxe (DLX) Debt Ratio (2009 - 2026)
Deluxe's Debt Ratio was 0.53 in Q2 2026, down 9.0% from 0.58 a year earlier and down 3.4% from the prior quarter.
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Analysis
Deluxe (DLX) Debt Ratio (2009 - 2026) Analysis & Trends
For FY2025, Debt Ratio at Deluxe came in at 0.50, down 6.0% from FY2024.
- In earlier years, Debt Ratio was 0.53 in FY2024 (+2.7%), 0.52 in FY2023 (-3.3%), 0.53 in FY2022 (-2.4%) and 0.55 in FY2021 (+20.1%).
- Quarterly Debt Ratio has moved between 0.50 (Q4 2025) and 0.59 (Q3 2021) over five years.
- Compared with a year earlier, Debt Ratio has declined for five straight quarters, with an average decline of 2.3% over the last eight quarters.
- The best year-over-year quarter for Debt Ratio over five years was Q1 2022 (growth of 29.1%); the worst was Q2 2026 (a decline of 9.0%).
- Per Business Quant data, DLX's Debt Ratio in the three quarters before Q2 2026 was 0.55 (Q1 2026), 0.50 (Q4 2025) and 0.56 (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Block | 51.56 Bn | 23.34 Bn | 3.24 Bn | 0.18 |
| 2 | PayPal Holdings | 50.29 Bn | 8.99 Bn | - | 0.17 |
| 3 | Coinbase Global | 35.53 Bn | -4.11 Bn | - | 0.24 |
| 4 | Fiserv | 33.43 Bn | 30.64 Bn | 2.76 Bn | 0.37 |
| 5 | Corpay | 29.86 Bn | 18.68 Bn | - | 0.40 |
| 6 | Global Payments | 25.78 Bn | 604.58 Mn | 2.01 Bn | 0.38 |
| 7 | Guidewire Software | 13.57 Bn | 10.14 Bn | 269.68 Mn | 0.26 |
| 8 | Jack Henry & Associates | 12.44 Bn | 12.35 Bn | 273.85 Mn | 0.01 |
| 9 | Chime Financial | 11.95 Bn | 7.64 Bn | 646.07 Mn | 0.05 |
| 10 | Deluxe | 1.22 Bn | 1.05 Bn | 287.60 Mn | 0.61 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 0.61 |
| Jun 30, 2026 | 0.53 |
| Mar 31, 2026 | 0.55 |
| Dec 31, 2025 | 0.50 |
| Sep 30, 2025 | 0.56 |
| Jun 30, 2025 | 0.58 |
| Mar 31, 2025 | 0.58 |
| Dec 31, 2024 | 0.53 |
| Sep 30, 2024 | 0.58 |
| Jun 30, 2024 | 0.58 |
| Mar 31, 2024 | 0.57 |
| Dec 31, 2023 | 0.52 |
| Sep 30, 2023 | 0.57 |
| Jun 30, 2023 | 0.57 |
| Mar 31, 2023 | 0.57 |
| Dec 31, 2022 | 0.53 |
| Sep 30, 2022 | 0.57 |
| Jun 30, 2022 | 0.57 |
| Mar 31, 2022 | 0.57 |
| Dec 31, 2021 | 0.55 |
API Access
Deluxe Debt Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=debt-ratio&ticker=DLX&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "debt-ratio", "ticker": "DLX", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=debt-ratio&ticker=DLX&period=max&api_key=YOUR_API_KEY");
const data = await res.json();