Donegal (DGICA) Interest Coverage Ratio (2010 - 2026)
Donegal (DGICA) posted quarterly Interest Coverage Ratio of 42.9 for Q1 2026, up 19.23% year-over-year from 35.98 in Q1 2025, and up 3.14% quarter-over-quarter from 41.6 in Q4 2025.
Analysis
Donegal (DGICA) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Donegal (DGICA) has reported Interest Coverage Ratio for 17 consecutive years, with 42.9 the latest figure, recorded in Q1 2026.
- In Q1 2026, Interest Coverage Ratio rose 19.23% year-over-year to 42.9; the TTM figure through Mar 2026 stood at 40.78 (up 1.89% YoY), while the FY2025 annual figure was 3.75, up 192.62% from the prior year.
- Interest Coverage Ratio rose to 42.9 in Q1 2026 per DGICA's latest filing, from 41.6 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 71.6 in Q2 2024 and bottomed at 0.16 in Q3 2022.
- Historically, Interest Coverage Ratio has averaged 29.68 across 5 years, with a median of 35.98 in 2025.
- Annual changes were most pronounced in 2022 — Interest Coverage Ratio plunged 99.58% — and 2024, when it jumped 37058.61%.
- Donegal's Interest Coverage Ratio stood at 60.02 in 2022, then advanced by 14.47% to 68.7 in 2023, then plunged by 39.99% to 41.22 in 2024, then gained by 0.9% to 41.6 in 2025, then climbed by 3.14% to 42.9 in 2026.
- Business Quant data shows DGICA's Interest Coverage Ratio at 42.9 in Q1 2026, 41.6 in Q4 2025, and 40.96 in Q3 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 134.12 Bn | 120.35 Bn | 9.13 Bn | 26.67 |
| 2 | Progressive | 130.48 Bn | 125.48 Bn | 9.04 Bn | -19.05 |
| 3 | Travelers Companies | 78.66 Bn | 54.91 Bn | 6.23 Bn | 17.54 |
| 4 | Allstate | 67.54 Bn | 28.81 Bn | 16.28 Bn | 10.51 |
| 5 | Fairfax Financial Holdings | 36.25 Bn | 36.25 Bn | - | 4.78 |
| 6 | Cincinnati Financial | 26.81 Bn | 24.92 Bn | 2.39 Bn | 17.72 |
| 7 | Markel | 23.09 Bn | 6.20 Bn | 2.83 Bn | 29.78 |
| 8 | Loews | 22.56 Bn | 256.68 Mn | 2.57 Bn | 7.39 |
| 9 | Assurant | 14.23 Bn | 12.20 Bn | 2.71 Bn | 5.01 |
| 10 | Donegal | 721.36 Mn | 693.15 Mn | 108.56 Mn | 43.03 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 43.03 |
| Mar 31, 2026 | 42.90 |
| Dec 31, 2025 | 41.60 |
| Sep 30, 2025 | 40.96 |
| Jun 30, 2025 | 37.24 |
| Mar 31, 2025 | 35.98 |
| Dec 31, 2024 | 41.22 |
| Sep 30, 2024 | 29.45 |
| Jun 30, 2024 | 71.60 |
| Mar 31, 2024 | 70.97 |
| Dec 31, 2023 | 68.70 |
| Sep 30, 2023 | 67.40 |
| Jun 30, 2023 | 65.69 |
| Mar 31, 2023 | 61.78 |
| Dec 31, 2022 | 60.02 |
| Sep 30, 2022 | 119.96 |
| Jun 30, 2022 | 34.22 |
| Mar 31, 2022 | 51.35 |
| Dec 31, 2021 | 52.41 |
| Sep 30, 2021 | 37.05 |