Citizens & Northern (CZNC) EBITDA Margin (2009 - 2026)
Citizens & Northern's EBITDA Margin was 76.26% in Q2 2026, up 10.00 percentage points from 66.27% a year earlier and up 40.37 percentage points from the prior quarter.
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Analysis
Citizens & Northern (CZNC) EBITDA Margin (2009 - 2026) Analysis & Trends
On a trailing twelve-month basis, Citizens & Northern's EBITDA Margin was 57.68% through Jun 30, 2026, down 17.83 percentage points year-over-year; for FY2025, it was 64.02%, down 12.78 percentage points from FY2024.
- EBITDA Margin shows a five-year change of +26.24 percentage points (FY2020 to FY2025).
- In earlier years, EBITDA Margin was 76.81% in FY2024 (+13.92 pp), 62.88% in FY2023 (+21.58 pp), 41.31% in FY2022 (-3.46 pp) and 44.77% in FY2021 (+6.99 pp).
- The Q2 2026 figure marks the highest quarterly EBITDA Margin since Q4 2024.
- Compared with a year earlier, EBITDA Margin was higher in four of the last eight quarters, with an average year-over-year change of -6.82 percentage points.
- The best year-over-year quarter for EBITDA Margin over five years was Q3 2023 (a gain of 40.70 percentage points); the worst was Q1 2026 (a drop of 38.19 percentage points).
- Per Business Quant data, CZNC's EBITDA Margin in the three quarters before Q2 2026 was 35.90% (Q1 2026), 51.56% (Q4 2025) and 67.52% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 97.78% |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 91.48% |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | - |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 100.96% |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 139.87% |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 142.21% |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 92.97% |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | - |
| 10 | Citizens & Northern | 510.15 Mn | 222.62 Mn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | 0.00% |
| Sep 30, 2025 | 67.52% |
| Jun 30, 2025 | 66.27% |
| Mar 31, 2025 | 74.09% |
| Dec 31, 2024 | 83.97% |
| Sep 30, 2024 | 78.13% |
| Jun 30, 2024 | 72.91% |
| Mar 31, 2024 | 71.01% |
| Dec 31, 2023 | 67.59% |
| Sep 30, 2023 | 74.26% |
| Jun 30, 2023 | 57.95% |
| Mar 31, 2023 | 51.48% |
| Dec 31, 2022 | 48.32% |
| Sep 30, 2022 | 33.56% |
| Jun 30, 2022 | 42.70% |
| Mar 31, 2022 | 39.48% |
| Dec 31, 2021 | 42.26% |
| Sep 30, 2021 | 42.95% |
| Jun 30, 2021 | 44.49% |
| Mar 31, 2021 | 48.84% |
API Access
Citizens & Northern EBITDA Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebitda-margin&ticker=CZNC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebitda-margin", "ticker": "CZNC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebitda-margin&ticker=CZNC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();