Citizens Financial Services (CZFS) Return on Sales [ROS] (2010 - 2026)
Citizens Financial Services' Return on Sales [ROS] was 88.03% in Q2 2026, down 5.39 percentage points from 93.42% a year earlier and down 2.12 percentage points from the prior quarter.
Citizens Financial Services (CZFS) Return on Sales [ROS] (2010 - 2026) Analysis & Trends
On a trailing twelve-month basis, Citizens Financial Services' Return on Sales [ROS] was 91.88% through Jun 30, 2026, down 7.36 percentage points year-over-year; for FY2025, it was 94.71%, down 5.18 percentage points from FY2024.
- Return on Sales [ROS] shows a five-year change of -482.93 percentage points (FY2020 to FY2025).
- In earlier years, Return on Sales [ROS] was 99.89% in FY2024 (+25.40 pp), 74.49% in FY2023 (+17.43 pp), 57.06% in FY2022 (+2.96 pp) and 54.10% in FY2021 (-523.54 pp).
- The Q2 2026 figure marks the lowest quarterly Return on Sales [ROS] since Q2 2023.
- Compared with a year earlier, Return on Sales [ROS] has declined for four straight quarters, with an average year-over-year change of -2.03 percentage points over the last eight quarters.
- The best year-over-year quarter for Return on Sales [ROS] over five years was Q2 2024 (a gain of 75.71 percentage points); the worst was Q3 2021 (a drop of 611.04 percentage points).
- Per Business Quant data, CZFS's Return on Sales [ROS] in the three quarters before Q2 2026 was 90.15% (Q1 2026), 94.65% (Q4 2025) and 94.76% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROS (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 881.30 Bn | 881.30 Bn | - | 91.77% |
| 2 | Bank Of America | 354.90 Bn | -2,021.17 Bn | - | 93.16% |
| 3 | Hsbc Holdings | 311.39 Bn | -1,517.77 Bn | - | 46.36% |
| 4 | Morgan Stanley | 282.15 Bn | -226.95 Bn | - | 95.89% |
| 5 | Royal Bank Of Canada | 281.68 Bn | -548.32 Bn | - | 138.04% |
| 6 | Goldman Sachs | 255.22 Bn | -3,301.89 Bn | - | 131.07% |
| 7 | Mitsubishi Ufj Financial | 249.82 Bn | -82.42 Bn | 10.89 Bn | 51.45% |
| 8 | Wells Fargo & Company | 249.49 Bn | 251.62 Bn | - | 84.05% |
| 9 | Toronto Dominion Bank | 210.53 Bn | -465.35 Bn | - | 6.25% |
| 10 | Citizens Financial Services | 406.77 Mn | 268.87 Mn | - | 88.03% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 88.03% |
| Mar 31, 2026 | 90.15% |
| Dec 31, 2025 | 94.65% |
| Sep 30, 2025 | 94.76% |
| Jun 30, 2025 | 93.42% |
| Mar 31, 2025 | 96.25% |
| Dec 31, 2024 | 101.72% |
| Sep 30, 2024 | 106.12% |
| Jun 30, 2024 | 93.32% |
| Mar 31, 2024 | 98.25% |
| Dec 31, 2023 | 102.36% |
| Sep 30, 2023 | 89.89% |
| Jun 30, 2023 | 17.61% |
| Mar 31, 2023 | 76.54% |
| Dec 31, 2022 | 68.29% |
| Sep 30, 2022 | 56.35% |
| Jun 30, 2022 | 50.22% |
| Mar 31, 2022 | 52.24% |
| Dec 31, 2021 | 52.29% |
| Sep 30, 2021 | 53.46% |
Citizens Financial Services Return on Sales [ROS] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-sales-%5Bros%5D&ticker=CZFS&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-sales-[ros]", "ticker": "CZFS", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-sales-%5Bros%5D&ticker=CZFS&period=max&api_key=YOUR_API_KEY");
const data = await res.json();