Citizens Financial Services CZFS
NASDAQ CZFS
$86.34 +0.19 (+0.22%)
At close: Nov 10, 2026 · 4:00 PM EST

Citizens Financial Services (CZFS) EBT (2009 - 2026)

Updated

Citizens Financial Services (CZFS) reported EBT of $12.34 million for Q2 2026, up 18.5% from $10.42 million a year earlier but down 2.8% from the prior quarter.

Analysis

Citizens Financial Services (CZFS) EBT (2009 - 2026) Analysis & Trends

Over the twelve months ended Jun 30, 2026, Citizens Financial Services' EBT came in at $50.49 million, up 30.0% year-over-year; for FY2025, it came in at $45.24 million, up 33.5% from FY2024.

  • EBT has a five-year compound annual growth rate of 8.3% (FY2020 to FY2025).
  • By year, EBT came in at $33.88 million in FY2024 (+57.0%), $21.58 million in FY2023 (-39.2%), $35.5 million in FY2022 (+0.5%) and $35.32 million in FY2021 (+16.3%).
  • Five-year quarterly EBT spans a low of -$5.33 million in Q2 2023 and a high of $13.09 million in Q4 2025.
  • Year over year, EBT has now increased in each of the last eight quarters, with growth averaging 25.1% over the last eight quarters.
  • The high point for year-over-year EBT in five years was Q2 2025 (growth of 63.1%); the low point was Q1 2022 (a decline of 18.5%).
  • Per Business Quant data, the three quarters before Q2 2026 came in at $12.7 million (Q1 2026), $13.09 million (Q4 2025) and $12.36 million (Q3 2025).
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT (Qtr)
1 Jpmorgan Chase 909.02 Bn 886.77 Bn - 20.13 Bn
2 Banco Santander Chile 406.67 Bn -7,110.43 Bn - 40.42 Bn
3 Bank Of America 350.91 Bn -2,025.20 Bn - 8.97 Bn
4 Hsbc Holdings 308.71 Bn -2,966.46 Bn - 9.63 Bn
5 Morgan Stanley 293.66 Bn -249.15 Bn - 6.48 Bn
6 Royal Bank Of Canada 283.56 Bn -546.44 Bn - 5.56 Bn
7 Goldman Sachs 262.71 Bn -3,480.74 Bn - 7.00 Bn
8 Wells Fargo & Company 257.44 Bn 92.87 Bn - 7.10 Bn
9 Mitsubishi Ufj Financial 256.82 Bn -75.42 Bn 10.89 Bn 7.02 Bn
10 Citizens Financial Services 415.35 Mn 272.64 Mn - 14.54 Mn
Historic Data

Historic Data

Download Data
DateValue
Sep 30, 2026 14.54 Mn
Jun 30, 2026 12.34 Mn
Mar 31, 2026 12.70 Mn
Dec 31, 2025 12.94 Mn
Sep 30, 2025 12.41 Mn
Jun 30, 2025 10.42 Mn
Mar 31, 2025 9.43 Mn
Dec 31, 2024 9.74 Mn
Sep 30, 2024 9.25 Mn
Jun 30, 2024 6.39 Mn
Mar 31, 2024 8.50 Mn
Dec 31, 2023 9.28 Mn
Sep 30, 2023 9.15 Mn
Jun 30, 2023 -5.33 Mn
Mar 31, 2023 8.48 Mn
Dec 31, 2022 9.70 Mn
Sep 30, 2022 9.20 Mn
Jun 30, 2022 8.38 Mn
Mar 31, 2022 8.21 Mn
Dec 31, 2021 8.50 Mn
API Access

Citizens Financial Services EBT API

Pull this series into your own models, spreadsheets and apps with the Business Quant Historical Metrics API. The request below matches the chart above — change the frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.

https://data.businessquant.com/historic?slug=ebt&ticker=CZFS&period=max&api_key=YOUR_API_KEY