Consumer Portfolio Services (CPSS) Return on Assets [ROA] (2011 - 2026)
Consumer Portfolio Services' Return on Assets [ROA] came in at 0.51% for Q2 2026, down 0.01 percentage points from 0.52% a year earlier and unchanged from the prior quarter.
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Analysis
Consumer Portfolio Services (CPSS) Return on Assets [ROA] (2011 - 2026) Analysis & Trends
For FY2025, Consumer Portfolio Services' Return on Assets [ROA] was 0.53%, down 0.07 percentage points from FY2024.
- Return on Assets [ROA] has declined in each of the last three years, with a five-year change of -0.33 percentage points (FY2020 to FY2025).
- Going back by year, Return on Assets [ROA] was 0.60% in FY2024 (-1.00 pp), 1.60% in FY2023 (-1.90 pp), 3.50% in FY2022 (+0.45 pp) and 3.05% in FY2021 (+2.20 pp).
- The five-year range for quarterly Return on Assets [ROA] is 0.50% (Q4 2025) to 4.75% (Q3 2022).
- Year-over-year, Return on Assets [ROA] has declined for 14 consecutive quarters, with an average year-over-year change of -0.43 percentage points over the last eight quarters.
- The fastest year-over-year change in Return on Assets [ROA] over five years came in Q2 2022 (a gain of 2.87 percentage points), and the weakest in Q3 2023 (a drop of 2.92 percentage points).
- Business Quant data shows CPSS's Return on Assets [ROA] at 0.51% (Q1 2026), 0.50% (Q4 2025) and 0.51% (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROA (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 44.05 Bn | 29.73 Bn | - | 0.78% |
| 2 | Orix | 40.96 Bn | 10.18 Bn | 12.74 Bn | 3.64% |
| 3 | Royalty Pharma | 36.72 Bn | 36.63 Bn | - | 6.81% |
| 4 | Affirm Holdings | 23.63 Bn | 17.32 Bn | - | 13.34% |
| 5 | Federal National Mortgage Association Fannie Mae | 23.47 Bn | 23.47 Bn | - | 0.35% |
| 6 | Synchrony Financial | 22.90 Bn | -44.72 Bn | - | 2.73% |
| 7 | Royal Gold | 19.26 Bn | 18.48 Bn | 390.45 Mn | 7.87% |
| 8 | Annaly Capital Management | 13.77 Bn | 4.86 Bn | - | 2.11% |
| 9 | Ares Capital | 13.38 Bn | 10.82 Bn | - | - |
| 10 | Consumer Portfolio Services | 213.83 Mn | 183.67 Mn | - | 0.51% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.51% |
| Mar 31, 2026 | 0.51% |
| Dec 31, 2025 | 0.50% |
| Sep 30, 2025 | 0.51% |
| Jun 30, 2025 | 0.52% |
| Mar 31, 2025 | 0.54% |
| Dec 31, 2024 | 0.55% |
| Sep 30, 2024 | 0.63% |
| Jun 30, 2024 | 0.85% |
| Mar 31, 2024 | 1.22% |
| Dec 31, 2023 | 1.57% |
| Sep 30, 2023 | 1.82% |
| Jun 30, 2023 | 2.68% |
| Mar 31, 2023 | 3.45% |
| Dec 31, 2022 | 4.15% |
| Sep 30, 2022 | 4.75% |
| Jun 30, 2022 | 4.50% |
| Mar 31, 2022 | 3.93% |
| Dec 31, 2021 | 3.08% |
| Sep 30, 2021 | 2.27% |
API Access
Consumer Portfolio Services Return on Assets [ROA] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=CPSS&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-assets-[roa]", "ticker": "CPSS", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=CPSS&period=max&api_key=YOUR_API_KEY");
const data = await res.json();