Capital One Financial (COF-PK) Service Charges (2009 - 2026)
Capital One Financial (COF-PK) reported Service Charges of $809.0 million for Q1 2026, up 58.94% year-over-year from $509.0 million in Q1 2025, and down 2.88% quarter-over-quarter from $833.0 million in Q4 2025.
Capital One Financial (COF-PK) Service Charges (2009 - 2026) Analysis & Trends
Capital One Financial (COF-PK) has 18 years of Service Charges data on file, last reported at $809.0 million in Q1 2026.
- Service Charges for Q1 2026 came in at $809.0 million, up 58.94% year-over-year; the trailing twelve-month figure through Mar 2026 was $3.1 billion (up 55.66% YoY), and the FY2025 annual result was $2.8 billion, up 44.18% from the prior year.
- Service Charges declined to $809.0 million in Q1 2026 per COF-PK's latest filing, from $833.0 million in the prior quarter.
- Over five years, Service Charges peaked at $849.0 million in Q3 2025 and troughed at $379.0 million in Q1 2023.
- A 5-year average of $525.1 million and a median of $459.0 million in 2024 frame the typical range for Service Charges.
- The sharpest annual moves came in 2022 and 2025: Service Charges retreated 9.2% in 2022, then surged 69.46% in 2025.
- A 5-year view of Service Charges shows it stood at $395.0 million in 2022, then rose by 7.34% to $424.0 million in 2023, then surged by 30.66% to $554.0 million in 2024, then soared by 50.36% to $833.0 million in 2025, then slipped by 2.88% to $809.0 million in 2026.
- Business Quant data shows COF-PK's Service Charges at $809.0 million in Q1 2026, $833.0 million in Q4 2025, and $849.0 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn |
| 10 | Capital One Financial | - | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 809.00 Mn |
| Dec 31, 2025 | 833.00 Mn |
| Sep 30, 2025 | 849.00 Mn |
| Jun 30, 2025 | 658.00 Mn |
| Mar 31, 2025 | 509.00 Mn |
| Dec 31, 2024 | 554.00 Mn |
| Sep 30, 2024 | 501.00 Mn |
| Jun 30, 2024 | 459.00 Mn |
| Mar 31, 2024 | 462.00 Mn |
| Dec 31, 2023 | 424.00 Mn |
| Sep 30, 2023 | 453.00 Mn |
| Jun 30, 2023 | 411.00 Mn |
| Mar 31, 2023 | 379.00 Mn |
| Dec 31, 2022 | 395.00 Mn |
| Sep 30, 2022 | 415.00 Mn |
| Jun 30, 2022 | 415.00 Mn |
| Mar 31, 2022 | 400.00 Mn |
| Dec 31, 2021 | 435.00 Mn |
| Sep 30, 2021 | 407.00 Mn |
| Jun 30, 2021 | 384.00 Mn |