Capital One Financial (COF-PJ) Service Charges (2009 - 2026)

Capital One Financial (COF-PJ) reported Service Charges of $809.0 million for Q1 2026, up 58.94% year-over-year from $509.0 million in Q1 2025, and down 2.88% quarter-over-quarter from $833.0 million in Q4 2025.

Capital One Financial (COF-PJ) Service Charges (2009 - 2026) Analysis & Trends

Capital One Financial (COF-PJ) has 18 years of Service Charges data on file, last reported at $809.0 million in Q1 2026.

  • Service Charges for Q1 2026 came in at $809.0 million, up 58.94% year-over-year; the trailing twelve-month figure through Mar 2026 was $3.1 billion (up 55.66% YoY), and the FY2025 annual result was $2.8 billion, up 44.18% from the prior year.
  • Service Charges declined to $809.0 million in Q1 2026 per COF-PJ's latest filing, from $833.0 million in the prior quarter.
  • Over five years, Service Charges peaked at $849.0 million in Q3 2025 and troughed at $379.0 million in Q1 2023.
  • A 5-year average of $525.1 million and a median of $459.0 million in 2024 frame the typical range for Service Charges.
  • The sharpest annual moves came in 2022 and 2025: Service Charges retreated 9.2% in 2022, then surged 69.46% in 2025.
  • A 5-year view of Service Charges shows it stood at $395.0 million in 2022, then rose by 7.34% to $424.0 million in 2023, then surged by 30.66% to $554.0 million in 2024, then soared by 50.36% to $833.0 million in 2025, then slipped by 2.88% to $809.0 million in 2026.
  • Business Quant data shows COF-PJ's Service Charges at $809.0 million in Q1 2026, $833.0 million in Q4 2025, and $849.0 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Visa 541.66 Bn 529.25 Bn -
2 Mastercard 437.55 Bn 427.34 Bn -
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn -
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn -
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn
10 Capital One Financial - - -

Historic Data

Download Data
DateValue
Mar 31, 2026 809.00 Mn
Dec 31, 2025 833.00 Mn
Sep 30, 2025 849.00 Mn
Jun 30, 2025 658.00 Mn
Mar 31, 2025 509.00 Mn
Dec 31, 2024 554.00 Mn
Sep 30, 2024 501.00 Mn
Jun 30, 2024 459.00 Mn
Mar 31, 2024 462.00 Mn
Dec 31, 2023 424.00 Mn
Sep 30, 2023 453.00 Mn
Jun 30, 2023 411.00 Mn
Mar 31, 2023 379.00 Mn
Dec 31, 2022 395.00 Mn
Sep 30, 2022 415.00 Mn
Jun 30, 2022 415.00 Mn
Mar 31, 2022 400.00 Mn
Dec 31, 2021 435.00 Mn
Sep 30, 2021 407.00 Mn
Jun 30, 2021 384.00 Mn