Capital One Financial (COF-PJ) Research & Development (2009 - 2026)
Capital One Financial (COF-PJ) posted quarterly Research & Development of $496.0 million for Q1 2026, up 24.31% YoY from $399.0 million in Q1 2025, and up 2.9% sequentially from $482.0 million in Q4 2025.
Capital One Financial (COF-PJ) Research & Development (2009 - 2026) Analysis & Trends
Capital One Financial has disclosed Research & Development across 18 years of filings, most recently posting $496.0 million for Q1 2026.
- In Q1 2026, Research & Development rose 24.31% year-over-year to $496.0 million; the TTM figure through Mar 2026 stood at $1.9 billion (up 23.64% YoY), while the FY2025 annual figure was $1.8 billion, up 21.07% from the prior year.
- Research & Development grew to $496.0 million in Q1 2026, from $482.0 million in the prior quarter.
- Over the last five years, Research & Development for COF-PJ reached as high as $496.0 million in Q1 2026 and fell as low as $339.0 million in Q1 2022.
- The 5-year median for Research & Development is $352.0 million (2022), against an average of $381.8 million.
- Annual changes were most pronounced in 2023 — Research & Development declined 1.99% — and 2025, when it jumped 32.96%.
- A 5-year view of Research & Development shows it stood at $352.0 million in 2022, then decreased by 1.99% to $345.0 million in 2023, then gained by 15.36% to $398.0 million in 2024, then increased by 21.11% to $482.0 million in 2025, then grew by 2.9% to $496.0 million in 2026.
- According to Business Quant data, Research & Development over the past three periods registered $496.0 million, $482.0 million, and $476.0 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | R&D (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 260.00 Mn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | - |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 1.59 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 793.00 Mn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | - |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 187.68 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | - |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | - |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | -20.39 Mn |
| 10 | Capital One Financial | - | - | - | 496.00 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 496.00 Mn |
| Dec 31, 2025 | 482.00 Mn |
| Sep 30, 2025 | 476.00 Mn |
| Jun 30, 2025 | 413.00 Mn |
| Mar 31, 2025 | 399.00 Mn |
| Dec 31, 2024 | 398.00 Mn |
| Sep 30, 2024 | 358.00 Mn |
| Jun 30, 2024 | 355.00 Mn |
| Mar 31, 2024 | 351.00 Mn |
| Dec 31, 2023 | 345.00 Mn |
| Sep 30, 2023 | 344.00 Mn |
| Jun 30, 2023 | 344.00 Mn |
| Mar 31, 2023 | 350.00 Mn |
| Dec 31, 2022 | 352.00 Mn |
| Sep 30, 2022 | 349.00 Mn |
| Jun 30, 2022 | 339.00 Mn |
| Mar 31, 2022 | 339.00 Mn |
| Dec 31, 2021 | 326.00 Mn |
| Sep 30, 2021 | 319.00 Mn |
| Jun 30, 2021 | 315.00 Mn |