Capital One Financial Corp (COF-PJ) Net Margin (2009 - 2026)
Capital One Financial's (COF-PJ) quarterly Net Margin came in at 18.52% in Q2 2026, up 5326.0% year-over-year from 0.34% in Q2 2025, and up 35.53% quarter-over-quarter from 13.66% in Q1 2026.
Analysis
Capital One Financial Corp (COF-PJ) Net Margin (2009 - 2026) Analysis & Trends
Capital One Financial (COF-PJ) has reported Net Margin for 18 consecutive years, with 18.52% the latest figure, recorded in Q2 2026.
- On a quarterly basis, Net Margin rose 5326.0% year-over-year to 18.52% in Q2 2026; TTM through Jun 2026 was 16.39%, a 1710.0% increase from a year earlier, with the FY2025 full-year figure at 4.08%, down 728.0% from the prior year.
- Net Margin was 18.52% for Q2 2026 at Capital One Financial, up from 13.66% in the prior quarter.
- Over five years, Net Margin peaked at 28.36% in Q1 2022 and troughed at 34.74% in Q2 2025.
- A 5-year average of 12.36% and a median of 13.46% in 2025 frame the typical range for Net Margin.
- Across the five-year window, Net Margin tumbled 4033 bps in 2025 and surged 5326 bps in 2026, its largest moves.
- Over 5 years, Net Margin stood at 12.84% in 2022, then plunged by 48 bps to 6.72% in 2023, then jumped by 49 bps to 10.03% in 2024, then soared by 32 bps to 13.25% in 2025, then jumped by 40 bps to 18.52% in 2026.
- The last three Net Margin figures came in at 18.52% (Q2 2026), 13.66% (Q1 2026), and 13.25% (Q4 2025), per Business Quant data.
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Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 18.52% |
| Mar 31, 2026 | 13.66% |
| Dec 31, 2025 | 13.25% |
| Sep 30, 2025 | 20.09% |
| Jun 30, 2025 | -34.74% |
| Mar 31, 2025 | 13.25% |
| Dec 31, 2024 | 10.03% |
| Sep 30, 2024 | 16.90% |
| Jun 30, 2024 | 5.59% |
| Mar 31, 2024 | 12.76% |
| Dec 31, 2023 | 6.72% |
| Sep 30, 2023 | 18.20% |
| Jun 30, 2023 | 14.99% |
| Mar 31, 2023 | 9.96% |
| Dec 31, 2022 | 12.84% |
| Sep 30, 2022 | 18.35% |
| Jun 30, 2022 | 23.68% |
| Mar 31, 2022 | 28.36% |
| Dec 31, 2021 | 28.28% |
| Sep 30, 2021 | 38.15% |