Capital One Financial (COF-PJ) Interest Income - Net (2009 - 2026)
Capital One Financial (COF-PJ) posted quarterly Interest Income - Net of $12.1 billion for Q1 2026, up 51.57% YoY from $8.0 billion in Q1 2025, and down 2.58% sequentially from $12.5 billion in Q4 2025.
Capital One Financial (COF-PJ) Interest Income - Net (2009 - 2026) Analysis & Trends
Capital One Financial has disclosed Interest Income - Net across 18 years of filings, most recently posting $12.1 billion for Q1 2026.
- In Q1 2026, Interest Income - Net rose 51.57% year-over-year to $12.1 billion; the TTM figure through Mar 2026 stood at $47.0 billion (up 48.14% YoY), while the FY2025 annual figure was $42.9 billion, up 37.39% from the prior year.
- Interest Income - Net eased to $12.1 billion in Q1 2026, from $12.5 billion in the prior quarter.
- Over the last five years, Interest Income - Net for COF-PJ reached as high as $12.5 billion in Q4 2025 and fell as low as $6.4 billion in Q1 2022.
- The 5-year median for Interest Income - Net is $7.5 billion (2023), against an average of $8.4 billion.
- Annual changes were most pronounced in 2024 — Interest Income - Net grew 4.2% — and 2025, when it surged 53.94%.
- A 5-year view of Interest Income - Net shows it stood at $7.2 billion in 2022, then climbed by 4.47% to $7.5 billion in 2023, then grew by 7.7% to $8.1 billion in 2024, then surged by 53.94% to $12.5 billion in 2025, then fell by 2.58% to $12.1 billion in 2026.
- According to Business Quant data, Interest Income - Net over the past three periods registered $12.1 billion, $12.5 billion, and $12.4 billion for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Income - Net (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | - |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | - |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 4.69 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | - |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 418.69 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 692.99 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 1.86 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | - |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | - |
| 10 | Capital One Financial | - | - | - | 12.15 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 12.15 Bn |
| Dec 31, 2025 | 12.47 Bn |
| Sep 30, 2025 | 12.40 Bn |
| Jun 30, 2025 | 10.00 Bn |
| Mar 31, 2025 | 8.01 Bn |
| Dec 31, 2024 | 8.10 Bn |
| Sep 30, 2024 | 8.08 Bn |
| Jun 30, 2024 | 7.55 Bn |
| Mar 31, 2024 | 7.49 Bn |
| Dec 31, 2023 | 7.52 Bn |
| Sep 30, 2023 | 7.42 Bn |
| Jun 30, 2023 | 7.11 Bn |
| Mar 31, 2023 | 7.19 Bn |
| Dec 31, 2022 | 7.20 Bn |
| Sep 30, 2022 | 7.00 Bn |
| Jun 30, 2022 | 6.52 Bn |
| Mar 31, 2022 | 6.40 Bn |
| Dec 31, 2021 | 6.45 Bn |
| Sep 30, 2021 | 6.16 Bn |
| Jun 30, 2021 | 5.74 Bn |