Capital One Financial (COF-PJ) Interest Expenses (2009 - 2026)
Capital One Financial (COF-PJ) reported Interest Expenses of $4.1 billion for Q1 2026, up 20.0% year-over-year from $3.4 billion in Q1 2025, and down 3.2% quarter-over-quarter from $4.2 billion in Q4 2025.
Capital One Financial (COF-PJ) Interest Expenses (2009 - 2026) Analysis & Trends
Capital One Financial (COF-PJ) has 18 years of Interest Expenses data on file, last reported at $4.1 billion in Q1 2026.
- Interest Expenses for Q1 2026 came in at $4.1 billion, up 20.0% year-over-year; the trailing twelve-month figure through Mar 2026 was $16.5 billion (up 13.46% YoY), and the FY2025 annual result was $15.8 billion, up 6.69% from the prior year.
- Interest Expenses eased to $4.1 billion in Q1 2026 per COF-PJ's latest filing, from $4.2 billion in the prior quarter.
- Over five years, Interest Expenses peaked at $4.4 billion in Q3 2025 and troughed at $387.0 million in Q1 2022.
- A 5-year average of $3.0 billion and a median of $3.6 billion in 2024 frame the typical range for Interest Expenses.
- The sharpest annual moves came in 2022 and 2023: Interest Expenses fell 11.85% in 2022, then jumped 563.57% in 2023.
- A 5-year view of Interest Expenses shows it stood at $2.0 billion in 2022, then jumped by 84.91% to $3.6 billion in 2023, then retreated by 0.19% to $3.6 billion in 2024, then grew by 16.63% to $4.2 billion in 2025, then declined by 3.2% to $4.1 billion in 2026.
- Business Quant data shows COF-PJ's Interest Expenses at $4.1 billion in Q1 2026, $4.2 billion in Q4 2025, and $4.4 billion in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 178.00 Mn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 185.00 Mn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 1.97 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 4.09 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | - |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 968.00 Mn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 113.76 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 308.01 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 1.52 Bn |
| 10 | Capital One Financial | - | - | - | 4.09 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 4.09 Bn |
| Mar 31, 2026 | 4.09 Bn |
| Dec 31, 2025 | 4.22 Bn |
| Dec 31, 2025 | 4.22 Bn |
| Sep 30, 2025 | 4.36 Bn |
| Sep 30, 2025 | 4.36 Bn |
| Jun 30, 2025 | 3.83 Bn |
| Jun 30, 2025 | 3.83 Bn |
| Mar 31, 2025 | 3.41 Bn |
| Mar 31, 2025 | 3.41 Bn |
| Dec 31, 2024 | 3.62 Bn |
| Dec 31, 2024 | 3.62 Bn |
| Sep 30, 2024 | 3.78 Bn |
| Sep 30, 2024 | 3.78 Bn |
| Jun 30, 2024 | 3.73 Bn |
| Jun 30, 2024 | 3.73 Bn |
| Mar 31, 2024 | 3.69 Bn |
| Mar 31, 2024 | 3.69 Bn |
| Dec 31, 2023 | 3.63 Bn |
| Dec 31, 2023 | 3.63 Bn |