Capital One Financial (COF-PJ) Asset Utilization Ratio (2010 - 2026)

Capital One Financial (COF-PJ) reported Asset Utilization Ratio of 0.09 for Q1 2026, up 7.5% year-over-year from 0.08 in Q1 2025, and up 8.08% quarter-over-quarter from 0.08 in Q4 2025.

Capital One Financial (COF-PJ) Asset Utilization Ratio (2010 - 2026) Analysis & Trends

Capital One Financial (COF-PJ) has 17 years of Asset Utilization Ratio data on file, last reported at 0.09 in Q1 2026.

  • Asset Utilization Ratio for Q1 2026 came in at 0.09, up 7.5% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.09 (up 7.5% YoY), and the FY2025 annual result was 0.09, up 14.16% from the prior year.
  • Asset Utilization Ratio improved to 0.09 in Q1 2026 per COF-PJ's latest filing, from 0.08 in the prior quarter.
  • Over five years, Asset Utilization Ratio peaked at 0.09 in Q1 2026 and troughed at 0.07 in Q1 2022.
  • A 5-year average of 0.08 and a median of 0.08 in 2023 frame the typical range for Asset Utilization Ratio.
  • The sharpest annual moves came in 2022 and 2025: Asset Utilization Ratio increased 8.41% in 2022, then dropped 8.53% in 2025.
  • A 5-year view of Asset Utilization Ratio shows it stood at 0.08 in 2022, then climbed by 1.71% to 0.08 in 2023, then grew by 3.42% to 0.08 in 2024, then grew by 0.25% to 0.08 in 2025, then climbed by 8.08% to 0.09 in 2026.
  • Business Quant data shows COF-PJ's Asset Utilization Ratio at 0.09 in Q1 2026, 0.08 in Q4 2025, and 0.07 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Asset Util. (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 0.45
2 Mastercard 437.55 Bn 427.34 Bn - 0.64
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 0.24
4 Capital One Financial 112.47 Bn 35.97 Bn - 0.09
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 0.42
6 Synchrony Financial 24.26 Bn 3.70 Bn - 0.16
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 0.16
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 0.08
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 0.04
10 Capital One Financial - - - 0.09

Historic Data

Download Data
DateValue
Mar 31, 2026 0.09
Dec 31, 2025 0.08
Sep 30, 2025 0.07
Jun 30, 2025 0.07
Mar 31, 2025 0.08
Dec 31, 2024 0.08
Sep 30, 2024 0.08
Jun 30, 2024 0.08
Mar 31, 2024 0.08
Dec 31, 2023 0.08
Sep 30, 2023 0.08
Jun 30, 2023 0.08
Mar 31, 2023 0.08
Dec 31, 2022 0.08
Sep 30, 2022 0.08
Jun 30, 2022 0.07
Mar 31, 2022 0.07
Dec 31, 2021 0.07
Sep 30, 2021 0.07
Jun 30, 2021 0.07