Civista Bancshares CIVB
NASDAQ CIVB
$28.62 -0.10 (-0.35%)
At close: Nov 13, 2026 · 4:00 PM EST

Civista Bancshares (CIVB) Return on Invested Capital [ROIC] (2009 - 2026)

Updated

Civista Bancshares (CIVB) reported Return on Invested Capital [ROIC] of 15.80% for Q2 2026, down 3.75 percentage points from 19.55% a year earlier and down 0.23 percentage points from the prior quarter.

Analysis

Civista Bancshares (CIVB) Return on Invested Capital [ROIC] (2009 - 2026) Analysis & Trends

For FY2025, Civista Bancshares posted Return on Invested Capital [ROIC] of 17.71%, down 1.60 percentage points from FY2024.

  • Return on Invested Capital [ROIC] has a five-year change of +10.35 percentage points (FY2020 to FY2025).
  • By year, Return on Invested Capital [ROIC] came in at 19.30% in FY2024 (+1.24 pp), 18.07% in FY2023 (+7.35 pp), 10.71% in FY2022 (+1.35 pp) and 9.36% in FY2021 (+2.01 pp).
  • The Q2 2026 figure ranks as the lowest quarterly Return on Invested Capital [ROIC] since Q1 2023.
  • Year over year, Return on Invested Capital [ROIC] has now declined in each of the last five quarters, with an average year-over-year change of -1.21 percentage points over the last eight quarters.
  • The high point for year-over-year Return on Invested Capital [ROIC] in five years was Q3 2023 (a gain of 8.37 percentage points); the low point was Q2 2026 (a drop of 3.75 percentage points).
  • Per Business Quant data, the three quarters before Q2 2026 came in at 16.03% (Q1 2026), 16.34% (Q4 2025) and 18.20% (Q3 2025).
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) ROIC (Qtr)
1 Jpmorgan Chase 920.14 Bn 897.90 Bn - 3.60%
2 Banco Santander Chile 407.42 Bn -7,109.68 Bn - -
3 Bank Of America 353.20 Bn -2,022.91 Bn - 12.95%
4 Hsbc Holdings 307.88 Bn -2,967.28 Bn - -
5 Morgan Stanley 298.41 Bn -244.41 Bn - 11.83%
6 Royal Bank Of Canada 283.46 Bn -546.54 Bn - 49.27%
7 Goldman Sachs 264.45 Bn -3,478.99 Bn - 6.60%
8 Mitsubishi Ufj Financial 259.19 Bn -159.36 Bn 5.24 Bn 7.33%
9 Wells Fargo & Company 258.28 Bn 93.72 Bn - 3.32%
10 Civista Bancshares 592.78 Mn 504.21 Mn - 3.34%
Historic Data

Historic Data

Download Data
DateValue
Sep 30, 2026 3.34%
Jun 30, 2026 3.28%
Mar 31, 2026 5.23%
Dec 31, 2025 5.28%
Sep 30, 2025 3.34%
Jun 30, 2025 2.76%
Mar 31, 2025 4.27%
Dec 31, 2024 4.26%
Sep 30, 2024 2.66%
Jun 30, 2024 2.81%
Mar 31, 2024 4.14%
Dec 31, 2023 4.37%
Sep 30, 2023 2.72%
Jun 30, 2023 2.83%
Mar 31, 2023 3.57%
Dec 31, 2022 7.46%
Sep 30, 2022 3.61%
Jun 30, 2022 2.09%
Mar 31, 2022 3.44%
Dec 31, 2021 3.74%
API Access

Civista Bancshares Return on Invested Capital [ROIC] API

Pull this series into your own models, spreadsheets and apps with the Business Quant Historical Metrics API. The request below matches the chart above — change the frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.

https://data.businessquant.com/historic?slug=return-on-invested-capital-%5Broic%5D&ticker=CIVB&period=max&api_key=YOUR_API_KEY