Citizens (CIA) EBITDA Margin (2009 - 2026)
Citizens (CIA) recorded EBITDA Margin of -56.21% in Q2 2026, down 5.44 percentage points from -50.77% a year earlier but up 5.61 percentage points from the prior quarter.
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Analysis
Citizens (CIA) EBITDA Margin (2009 - 2026) Analysis & Trends
On a TTM basis, Citizens' EBITDA Margin came in at -55.91% as of Jun 30, 2026, up 3.36 percentage points year-over-year; for FY2025, it came in at -57.26%, down 4.24 percentage points from FY2024.
- Annual EBITDA Margin has declined for four straight years, though with a five-year change of +12.13 percentage points (FY2020 to FY2025).
- Across earlier years, EBITDA Margin came in at -53.01% in FY2024 (-7.85 pp), -45.16% in FY2023 (-5.86 pp), -39.31% in FY2022 (-4.45 pp) and -34.86% in FY2021 (+34.53 pp).
- Quarterly EBITDA Margin has ranged from -75.68% in Q3 2021 to -11.48% in Q4 2021 over the past five years.
- On a year-over-year basis, EBITDA Margin rose in three of the last eight quarters, with an average year-over-year change of -4.14 percentage points.
- Peak year-over-year performance for EBITDA Margin in the last five years was a gain of 57.37 percentage points in Q4 2021, against a drop of 26.50 percentage points in Q1 2025 at the low end.
- Per Business Quant, the preceding three quarters came in at -61.82% (Q1 2026), -44.70% (Q4 2025) and -62.85% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Berkshire Hathaway | 1,248.67 Bn | -185.49 Bn | 56.71 Bn | -29.48% |
| 2 | Chubb | 141.22 Bn | 92.15 Bn | 8.67 Bn | - |
| 3 | Progressive | 134.26 Bn | 109.78 Bn | 8.29 Bn | 14.75% |
| 4 | Marsh & Mclennan Companies | 98.32 Bn | 90.72 Bn | - | 21.07% |
| 5 | Travelers Companies | 82.09 Bn | 59.57 Bn | 5.93 Bn | 36.39% |
| 6 | Manulife Financial | 75.36 Bn | -19.02 Bn | - | - |
| 7 | Arthur J. Gallagher | 72.54 Bn | 67.17 Bn | 3.33 Bn | 26.01% |
| 8 | Aon | 71.33 Bn | 50.56 Bn | - | 25.19% |
| 9 | Allstate | 65.04 Bn | 22.10 Bn | -9.85 Bn | 81.25% |
| 10 | Citizens | 223.10 Mn | 141.68 Mn | 33.97 Mn | 0.71% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 0.71% |
| Jun 30, 2026 | -0.34% |
| Mar 31, 2026 | 4.58% |
| Dec 31, 2025 | 11.40% |
| Sep 30, 2025 | 7.64% |
| Jun 30, 2025 | 11.02% |
| Mar 31, 2025 | -2.75% |
| Dec 31, 2024 | 6.32% |
| Sep 30, 2024 | 5.41% |
| Jun 30, 2024 | 5.80% |
| Mar 31, 2024 | 9.08% |
| Dec 31, 2023 | 13.53% |
| Sep 30, 2023 | 8.29% |
| Jun 30, 2023 | 10.80% |
| Mar 31, 2023 | 12.52% |
| Dec 31, 2022 | 17.41% |
| Sep 30, 2022 | 9.10% |
| Jun 30, 2022 | 7.91% |
| Mar 31, 2022 | 13.48% |
| Dec 31, 2021 | -11.48% |
API Access
Citizens EBITDA Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebitda-margin&ticker=CIA&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebitda-margin", "ticker": "CIA", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebitda-margin&ticker=CIA&period=max&api_key=YOUR_API_KEY");
const data = await res.json();