Citizens (CIA) EBITDA Margin (2011 - 2026)
Citizens (CIA) recorded EBITDA Margin of -56.21% in Q2 2026, down 5.44 percentage points from -50.77% a year earlier but up 5.61 percentage points from the prior quarter.
Citizens (CIA) EBITDA Margin (2011 - 2026) Analysis & Trends
On a TTM basis, Citizens' EBITDA Margin came in at -55.91% as of Jun 30, 2026, up 3.36 percentage points year-over-year; for FY2025, it came in at -57.26%, down 4.24 percentage points from FY2024.
- Annual EBITDA Margin has declined for four straight years, though with a five-year change of +12.13 percentage points (FY2020 to FY2025).
- Across earlier years, EBITDA Margin came in at -53.01% in FY2024 (-7.85 pp), -45.16% in FY2023 (-5.86 pp), -39.31% in FY2022 (-4.45 pp) and -34.86% in FY2021 (+34.53 pp).
- Quarterly EBITDA Margin has ranged from -75.68% in Q3 2021 to -11.48% in Q4 2021 over the past five years.
- On a year-over-year basis, EBITDA Margin rose in three of the last eight quarters, with an average year-over-year change of -4.14 percentage points.
- Peak year-over-year performance for EBITDA Margin in the last five years was a gain of 57.37 percentage points in Q4 2021, against a drop of 26.50 percentage points in Q1 2025 at the low end.
- Per Business Quant, the preceding three quarters came in at -61.82% (Q1 2026), -44.70% (Q4 2025) and -62.85% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 137.65 Bn | 84.23 Bn | 9.13 Bn | - |
| 2 | Progressive | 129.27 Bn | 105.11 Bn | 9.04 Bn | -43.55% |
| 3 | Marsh & Mclennan Companies | 90.79 Bn | 82.95 Bn | - | 21.07% |
| 4 | Travelers Companies | 83.98 Bn | 60.23 Bn | 6.23 Bn | -9.87% |
| 5 | Manulife Financial | 77.09 Bn | -17.80 Bn | - | - |
| 6 | Arthur J. Gallagher | 66.40 Bn | 60.80 Bn | - | 23.56% |
| 7 | Metlife | 65.77 Bn | -41.01 Bn | 7.82 Bn | - |
| 8 | Allstate | 64.29 Bn | 25.56 Bn | 8.73 Bn | -30.30% |
| 9 | Aon | 62.89 Bn | 56.11 Bn | - | 26.80% |
| 10 | Citizens | 181.37 Mn | 94.38 Mn | 26.66 Mn | -56.21% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -56.21% |
| Mar 31, 2026 | -61.82% |
| Dec 31, 2025 | -44.70% |
| Sep 30, 2025 | -62.85% |
| Jun 30, 2025 | -50.77% |
| Mar 31, 2025 | -74.80% |
| Dec 31, 2024 | -59.79% |
| Sep 30, 2024 | -53.68% |
| Jun 30, 2024 | -49.82% |
| Mar 31, 2024 | -48.29% |
| Dec 31, 2023 | -39.11% |
| Sep 30, 2023 | -55.23% |
| Jun 30, 2023 | -45.20% |
| Mar 31, 2023 | -41.67% |
| Dec 31, 2022 | -32.66% |
| Sep 30, 2022 | -45.60% |
| Jun 30, 2022 | -53.52% |
| Mar 31, 2022 | -41.75% |
| Dec 31, 2021 | -11.48% |
| Sep 30, 2021 | -75.68% |
Citizens EBITDA Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebitda-margin&ticker=CIA&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebitda-margin", "ticker": "CIA", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=ebitda-margin&ticker=CIA&period=max&api_key=YOUR_API_KEY");
const data = await res.json();