Citizens (CIA) EBIT Margin (2009 - 2026)
Citizens (CIA) recorded EBIT Margin of -56.75% in Q2 2026, down 5.58 percentage points from -51.17% a year earlier but up 5.68 percentage points from the prior quarter.
Citizens (CIA) EBIT Margin (2009 - 2026) Analysis & Trends
On a TTM basis, Citizens' EBIT Margin came in at -56.44% as of Jun 30, 2026, up 3.28 percentage points year-over-year; for FY2025, it came in at -57.73%, down 4.21 percentage points from FY2024.
- Annual EBIT Margin has declined for four straight years, though with a five-year change of +13.02 percentage points (FY2020 to FY2025).
- Across earlier years, EBIT Margin came in at -53.51% in FY2024 (-7.88 pp), -45.63% in FY2023 (-5.82 pp), -39.81% in FY2022 (-4.19 pp) and -35.61% in FY2021 (+35.13 pp).
- Quarterly EBIT Margin has ranged from -76.45% in Q3 2021 to -11.45% in Q4 2021 over the past five years.
- On a year-over-year basis, EBIT Margin rose in three of the last eight quarters, with an average year-over-year change of -4.17 percentage points.
- Peak year-over-year performance for EBIT Margin in the last five years was a gain of 59.30 percentage points in Q4 2021, against a drop of 26.42 percentage points in Q1 2025 at the low end.
- Per Business Quant, the preceding three quarters came in at -62.42% (Q1 2026), -45.19% (Q4 2025) and -63.36% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Berkshire Hathaway | 1,248.67 Bn | -185.49 Bn | 56.71 Bn | -32.86% |
| 2 | Chubb | 141.22 Bn | 92.15 Bn | 8.67 Bn | 22.27% |
| 3 | Progressive | 134.26 Bn | 109.78 Bn | 8.29 Bn | 14.33% |
| 4 | Marsh & Mclennan Companies | 98.32 Bn | 90.72 Bn | - | 17.70% |
| 5 | Travelers Companies | 82.09 Bn | 59.57 Bn | 5.93 Bn | 20.04% |
| 6 | Manulife Financial | 75.36 Bn | -19.02 Bn | - | 7.83% |
| 7 | Arthur J. Gallagher | 72.54 Bn | 67.17 Bn | 3.33 Bn | 17.18% |
| 8 | Aon | 71.33 Bn | 50.56 Bn | - | 19.73% |
| 9 | Allstate | 65.04 Bn | 22.10 Bn | -9.85 Bn | -3.13% |
| 10 | Citizens | 223.10 Mn | 141.68 Mn | 33.97 Mn | 0.22% |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 0.22% |
| Jun 30, 2026 | -0.88% |
| Mar 31, 2026 | 3.98% |
| Dec 31, 2025 | 10.91% |
| Sep 30, 2025 | 7.13% |
| Jun 30, 2025 | 10.62% |
| Mar 31, 2025 | -3.21% |
| Dec 31, 2024 | 5.85% |
| Sep 30, 2024 | 4.92% |
| Jun 30, 2024 | 5.32% |
| Mar 31, 2024 | 8.53% |
| Dec 31, 2023 | 13.13% |
| Sep 30, 2023 | 7.81% |
| Jun 30, 2023 | 10.33% |
| Mar 31, 2023 | 12.01% |
| Dec 31, 2022 | 16.97% |
| Sep 30, 2022 | 8.58% |
| Jun 30, 2022 | 7.38% |
| Mar 31, 2022 | 12.97% |
| Dec 31, 2021 | -11.45% |
Citizens EBIT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebit-margin&ticker=CIA&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebit-margin", "ticker": "CIA", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=ebit-margin&ticker=CIA&period=max&api_key=YOUR_API_KEY");
const data = await res.json();