Citizens Financial (CFG) Return on Invested Capital [ROIC] (2014 - 2026)
Citizens Financial (CFG) reported Return on Invested Capital [ROIC] of 18.62% for Q2 2026, down 0.81 percentage points from 19.43% a year earlier but up 0.02 percentage points from the prior quarter.
Powered by 
Analysis
Citizens Financial (CFG) Return on Invested Capital [ROIC] (2014 - 2026) Analysis & Trends
For FY2025, Citizens Financial posted Return on Invested Capital [ROIC] of 19.07%, down 1.90 percentage points from FY2024.
- Return on Invested Capital [ROIC] has a five-year change of +11.65 percentage points (FY2020 to FY2025).
- By year, Return on Invested Capital [ROIC] came in at 20.97% in FY2024 (+1.41 pp), 19.56% in FY2023 (+7.31 pp), 12.25% in FY2022 (+1.12 pp) and 11.13% in FY2021 (+3.71 pp).
- Five-year quarterly Return on Invested Capital [ROIC] spans a low of 8.39% in Q2 2022 and a high of 21.24% in Q2 2024.
- Year over year, Return on Invested Capital [ROIC] has now declined in each of the last five quarters, with an average year-over-year change of -0.81 percentage points over the last eight quarters.
- The high point for year-over-year Return on Invested Capital [ROIC] in five years was Q3 2023 (a gain of 10.28 percentage points); the low point was Q4 2025 (a drop of 2.51 percentage points).
- Per Business Quant data, the three quarters before Q2 2026 came in at 18.60% (Q1 2026), 18.42% (Q4 2025) and 18.72% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROIC (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 881.30 Bn | 881.30 Bn | - | 15.80% |
| 2 | Bank Of America | 354.90 Bn | -2,021.17 Bn | - | 13.07% |
| 3 | Hsbc Holdings | 311.39 Bn | -1,517.77 Bn | - | - |
| 4 | Morgan Stanley | 282.15 Bn | -226.95 Bn | - | 12.02% |
| 5 | Royal Bank Of Canada | 281.68 Bn | -548.32 Bn | - | 49.26% |
| 6 | Goldman Sachs | 255.22 Bn | -3,301.89 Bn | - | 14.05% |
| 7 | Mitsubishi Ufj Financial | 249.82 Bn | -82.42 Bn | 10.89 Bn | 3.63% |
| 8 | Wells Fargo & Company | 249.49 Bn | 251.62 Bn | - | 14.79% |
| 9 | Toronto Dominion Bank | 210.53 Bn | -465.35 Bn | - | - |
| 10 | Citizens Financial | 27.53 Bn | 27.53 Bn | - | 12.31% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 12.31% |
| Mar 31, 2026 | 12.86% |
| Dec 31, 2025 | 13.03% |
| Sep 30, 2025 | 12.95% |
| Jun 30, 2025 | 13.02% |
| Mar 31, 2025 | 13.65% |
| Dec 31, 2024 | 13.63% |
| Sep 30, 2024 | 13.54% |
| Jun 30, 2024 | 13.57% |
| Mar 31, 2024 | 12.95% |
| Dec 31, 2023 | 12.05% |
| Sep 30, 2023 | 11.80% |
| Jun 30, 2023 | 10.33% |
| Mar 31, 2023 | 8.41% |
| Dec 31, 2022 | 7.29% |
| Sep 30, 2022 | 5.81% |
| Jun 30, 2022 | 5.97% |
| Mar 31, 2022 | 8.10% |
| Dec 31, 2021 | 8.50% |
| Sep 30, 2021 | 8.40% |
API Access
Citizens Financial Return on Invested Capital [ROIC] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-invested-capital-%5Broic%5D&ticker=CFG&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-invested-capital-[roic]", "ticker": "CFG", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-invested-capital-%5Broic%5D&ticker=CFG&period=max&api_key=YOUR_API_KEY");
const data = await res.json();