Cheche (CCG) Interest Coverage Ratio (2022 - 2025)
Cheche's (CCG) quarterly Interest Coverage Ratio came in at 5.76 in Q4 2025, up 141.56% on a YoY basis from 2.39 in Q4 2024, and up 125.82% quarter-over-quarter from 22.32 in Q2 2025.
Analysis
Cheche (CCG) Interest Coverage Ratio (2022 - 2025) Analysis & Trends
Cheche (CCG) has reported Interest Coverage Ratio for 4 consecutive years, with 5.76 the latest figure, recorded in Q4 2025.
- For the quarter ending Q4 2025, Interest Coverage Ratio rose 141.56% year-over-year to 5.76; the trailing twelve-month figure through Dec 2025 stood at 325.26 (down 71.39% YoY), and the FY2025 full-year result was 9.16, up 88.63% from the prior year.
- Interest Coverage Ratio improved to 5.76 in Q4 2025 per CCG's latest filing, from 22.32 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 5109.18 in Q3 2024 and bottomed at 282.38 in Q2 2024.
- Historically, Interest Coverage Ratio has averaged 786.31 across 4 years, with a median of 325.37 in 2022.
- The sharpest annual moves came in 2023 and 2024: Interest Coverage Ratio plunged 130.33% in 2023, then surged 1233.91% in 2024.
- Over 4 years, Interest Coverage Ratio stood at 274.96 in 2022, then slumped by 130.33% to 83.4 in 2023, then soared by 83.37% to 13.87 in 2024, then soared by 141.56% to 5.76 in 2025.
- According to Business Quant data, Interest Coverage Ratio over the past three periods registered 5.76, 22.32, and 13.87 for Q4 2025, Q2 2025, and Q4 2024 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Guidewire Software | 11.83 Bn | 11.08 Bn | 269.68 Mn | 18.55 |
| 2 | Exzeo | 1.50 Bn | 1.36 Bn | 36.84 Mn | - |
| 3 | Yuanbao | 571.39 Mn | -169.12 Mn | - | - |
| 4 | Cheche | 182.09 Mn | 162.65 Mn | - | - |
| 5 | Roadzen | 104.06 Mn | 100.94 Mn | 9.27 Mn | -0.54 |
| 6 | Health In Tech | 57.04 Mn | 50.59 Mn | 3.92 Mn | -65.69 |
| 7 | MindForge | 1.79 Mn | -8.08 Mn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Dec 31, 2025 | 5.76 |
| Jun 30, 2025 | -22.32 |
| Dec 31, 2024 | -13.87 |
| Sep 30, 2024 | 5,109.18 |
| Jun 30, 2024 | -282.38 |
| Mar 31, 2024 | 425.20 |
| Dec 31, 2023 | -83.40 |
| Sep 30, 2023 | 383.02 |
| Jun 30, 2023 | 2,746.25 |
| Mar 31, 2023 | 517.56 |
| Dec 31, 2022 | 274.96 |
| Sep 30, 2022 | 375.79 |