Carver Bancorp Inc (CARV) Return on Sales [ROS] (2010 - 2025)
Carver Bancorp (CARV) reported Return on Sales [ROS] of 15.73% for fiscal Q2 2026 (quarter ended Sep 30, 2025), down 10.38 percentage points from 26.11% a year earlier and down 18.80 percentage points from the prior quarter.
Carver Bancorp Inc (CARV) Return on Sales [ROS] (2010 - 2025) Analysis & Trends
Over the twelve months ended Sep 30, 2025, Carver Bancorp's Return on Sales [ROS] came in at 6.90%, down 26.93 percentage points year-over-year; for FY2025 (ended Mar 31, 2025), it came in at 6.24%, down 22.72 percentage points from FY2024.
- Return on Sales [ROS] has a five-year change of +5.18 percentage points (FY2020 to FY2025).
- By fiscal year, Return on Sales [ROS] came in at 28.96% in FY2024 (+27.03 pp), 1.93% in FY2023 (-3.65 pp), 5.58% in FY2022 (+3.21 pp) and 2.37% in FY2021 (+1.32 pp).
- Five-year quarterly Return on Sales [ROS] spans a low of -44.60% in fiscal Q3 2025 and a high of 43.85% in fiscal Q4 2024.
- Year over year, Return on Sales [ROS] gained in five of the last eight quarters, with an average year-over-year change of -4.06 percentage points.
- The high point for year-over-year Return on Sales [ROS] in five years was fiscal Q4 2024 (a gain of 41.16 percentage points); the low point was fiscal Q3 2025 (a drop of 82.17 percentage points).
- Per Business Quant data, the three fiscal quarters before Q2 2026 came in at 34.53% (Q1 2026), -1.16% (Q4 2025) and -44.60% (Q3 2025).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2025 | 15.73% |
| Jun 30, 2025 | 34.53% |
| Mar 31, 2025 | -1.16% |
| Dec 31, 2024 | -44.60% |
| Sep 30, 2024 | 26.11% |
| Jun 30, 2024 | 24.01% |
| Mar 31, 2024 | 43.85% |
| Dec 31, 2023 | 37.57% |
| Sep 30, 2023 | 14.94% |
| Jun 30, 2023 | 13.92% |
| Mar 31, 2023 | 2.68% |
| Dec 31, 2022 | 5.43% |
| Sep 30, 2022 | 4.04% |
| Jun 30, 2022 | -4.57% |
| Mar 31, 2022 | 11.18% |
| Dec 31, 2021 | 18.67% |
| Sep 30, 2021 | 19.67% |
| Jun 30, 2021 | -33.04% |
| Mar 31, 2021 | -1.42% |
| Dec 31, 2020 | -4.17% |
Carver Bancorp Inc Return on Sales [ROS] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-sales-%5Bros%5D&ticker=CARV&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-sales-[ros]", "ticker": "CARV", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=return-on-sales-%5Bros%5D&ticker=CARV&period=max&api_key=YOUR_API_KEY");
const data = await res.json();