Carver Bancorp Inc (CARV) Net Margin (2010 - 2025)
Carver Bancorp (CARV) posted Net Margin of -38.10% for fiscal Q2 2026 (quarter ended Sep 30, 2025), down 5.98 percentage points from -32.12% a year earlier and down 21.06 percentage points from the prior quarter.
Carver Bancorp Inc (CARV) Net Margin (2010 - 2025) Analysis & Trends
For the trailing twelve months through Sep 30, 2025, Net Margin at Carver Bancorp was -57.29%, down 42.45 percentage points year-over-year; for FY2025 (ended Mar 31, 2025), it was -61.81%, down 51.64 percentage points from FY2024.
- Annual Net Margin shows a five-year change of -34.33 percentage points (FY2020 to FY2025).
- In prior fiscal years, Carver Bancorp's Net Margin was -10.17% in FY2024 (+6.51 pp), -16.68% in FY2023 (-13.64 pp), -3.04% in FY2022 (+14.60 pp) and -17.64% in FY2021 (+9.84 pp).
- Quarterly Net Margin has run from a low of -143.28% in fiscal Q3 2025 to a high of 13.02% in fiscal Q2 2022 over five years.
- On a year-over-year basis, Net Margin increased in three of the last eight quarters, with an average year-over-year change of -22.74 percentage points.
- The strongest year-over-year quarter for Net Margin in the past five years was fiscal Q3 2022, with a gain of 36.08 percentage points; the weakest was fiscal Q3 2025, with a drop of 143.51 percentage points.
- According to Business Quant data, Net Margin for the three prior fiscal quarters was -17.04% (Q1 2026), -68.48% (Q4 2025) and -143.28% (Q3 2025).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2025 | -38.10% |
| Jun 30, 2025 | -17.04% |
| Mar 31, 2025 | -68.48% |
| Dec 31, 2024 | -143.28% |
| Sep 30, 2024 | -32.12% |
| Jun 30, 2024 | -35.63% |
| Mar 31, 2024 | 0.13% |
| Dec 31, 2023 | 0.24% |
| Sep 30, 2023 | -23.11% |
| Jun 30, 2023 | -22.71% |
| Mar 31, 2023 | -22.99% |
| Dec 31, 2022 | -16.17% |
| Sep 30, 2022 | -14.47% |
| Jun 30, 2022 | -13.14% |
| Mar 31, 2022 | 2.05% |
| Dec 31, 2021 | 10.08% |
| Sep 30, 2021 | 13.02% |
| Jun 30, 2021 | -43.79% |
| Mar 31, 2021 | -16.16% |
| Dec 31, 2020 | -26.00% |
Carver Bancorp Inc Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=CARV&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "CARV", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=CARV&period=max&api_key=YOUR_API_KEY");
const data = await res.json();