Carver Bancorp Inc (CARV) Interest Coverage Ratio (2010 - 2025)
Carver Bancorp's Interest Coverage Ratio was 0.29 in fiscal Q2 2026 (quarter ended Sep 30, 2025), down 34.8% from 0.45 a year earlier and down 56.4% from the prior quarter.
Carver Bancorp Inc (CARV) Interest Coverage Ratio (2010 - 2025) Analysis & Trends
On a trailing twelve-month basis, Carver Bancorp's Interest Coverage Ratio was 0.11 through Sep 30, 2025, down 84.5% year-over-year; for FY2025 (ended Mar 31, 2025), it came in at 0.09, down 87.6% from FY2024.
- In earlier fiscal years, Interest Coverage Ratio was 0.74 in FY2024 (+612.8%), 0.10 in FY2023 (-83.9%), 0.65 in FY2022 (+445.7%) and 0.12 in FY2021 (+220.9%).
- Quarterly Interest Coverage Ratio has moved between -3.07 (fiscal Q1 2022) and 2.96 (fiscal Q2 2022) over five years.
- Compared with a year earlier, Interest Coverage Ratio was higher in five of the last six quarters, with growth averaging 202.0%.
- The best year-over-year quarter for Interest Coverage Ratio over five years was fiscal Q4 2024 (growth of 860.1%); the worst was fiscal Q2 2023 (a decline of 92.6%).
- Per Business Quant data, CARV's Interest Coverage Ratio in the three fiscal quarters before Q2 2026 was 0.67 (Q1 2026), -0.02 (Q4 2025) and -0.45 (Q3 2025).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2025 | 0.29 |
| Jun 30, 2025 | 0.67 |
| Mar 31, 2025 | -0.02 |
| Dec 31, 2024 | -0.45 |
| Sep 30, 2024 | 0.45 |
| Jun 30, 2024 | 0.40 |
| Mar 31, 2024 | 1.00 |
| Dec 31, 2023 | 1.01 |
| Sep 30, 2023 | 0.39 |
| Jun 30, 2023 | 0.38 |
| Mar 31, 2023 | 0.10 |
| Dec 31, 2022 | 0.25 |
| Sep 30, 2022 | 0.22 |
| Jun 30, 2022 | -0.53 |
| Mar 31, 2022 | 1.22 |
| Dec 31, 2021 | 2.17 |
| Sep 30, 2021 | 2.96 |
| Jun 30, 2021 | -3.07 |
| Mar 31, 2021 | -0.10 |
| Dec 31, 2020 | -0.19 |
Carver Bancorp Inc Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=CARV&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "CARV", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=CARV&period=max&api_key=YOUR_API_KEY");
const data = await res.json();