Carver Bancorp Inc (CARV) FCF Margin (2010 - 2025)
Carver Bancorp (CARV) recorded FCF Margin of -26.66% in fiscal Q2 2026 (quarter ended Sep 30, 2025), up 20.96 percentage points from -47.62% a year earlier but down 20.90 percentage points from the prior quarter.
Carver Bancorp Inc (CARV) FCF Margin (2010 - 2025) Analysis & Trends
On a TTM basis, Carver Bancorp's FCF Margin came in at -41.35% as of Sep 30, 2025, down 22.75 percentage points year-over-year; for FY2025 (ended Mar 31, 2025), it was -58.19%, down 34.52 percentage points from FY2024.
- Annual FCF Margin has a five-year change of -51.52 percentage points (FY2020 to FY2025).
- Across earlier fiscal years, FCF Margin came in at -23.67% in FY2024 (+17.03 pp), -40.70% in FY2023 (-65.72 pp), 25.02% in FY2022 (+16.16 pp) and 8.86% in FY2021 (+15.53 pp).
- Quarterly FCF Margin has ranged from -150.50% in fiscal Q1 2023 to 183.93% in fiscal Q4 2022 over the past five years.
- On a year-over-year basis, FCF Margin rose in four of the last eight quarters, with an average year-over-year change of -6.72 percentage points.
- Peak year-over-year performance for FCF Margin in the last five years was a gain of 261.17 percentage points in fiscal Q2 2022, against a drop of 365.50 percentage points in fiscal Q1 2022 at the low end.
- Per Business Quant, the preceding three fiscal quarters came in at -5.76% (Q1 2026), -112.69% (Q4 2025) and -27.85% (Q3 2025).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2025 | -26.66% |
| Jun 30, 2025 | -5.76% |
| Mar 31, 2025 | -112.69% |
| Dec 31, 2024 | -27.85% |
| Sep 30, 2024 | -47.62% |
| Jun 30, 2024 | -40.31% |
| Mar 31, 2024 | -36.58% |
| Dec 31, 2023 | 40.29% |
| Sep 30, 2023 | -78.77% |
| Jun 30, 2023 | -28.37% |
| Mar 31, 2023 | -26.41% |
| Dec 31, 2022 | 14.34% |
| Sep 30, 2022 | -2.48% |
| Jun 30, 2022 | -150.50% |
| Mar 31, 2022 | 183.93% |
| Dec 31, 2021 | 3.13% |
| Sep 30, 2021 | -5.51% |
| Jun 30, 2021 | -69.55% |
| Mar 31, 2021 | 110.55% |
| Dec 31, 2020 | -89.86% |
Carver Bancorp Inc FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=CARV&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "CARV", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=CARV&period=max&api_key=YOUR_API_KEY");
const data = await res.json();