Carver Bancorp Inc (CARV) EBT Margin (2010 - 2025)
Carver Bancorp's EBT Margin came in at -38.10% for fiscal Q2 2026 (quarter ended Sep 30, 2025), down 5.98 percentage points from -32.12% a year earlier and down 21.06 percentage points from the prior quarter.
Carver Bancorp Inc (CARV) EBT Margin (2010 - 2025) Analysis & Trends
Over the trailing twelve months to Sep 30, 2025, Carver Bancorp reported EBT Margin of -57.29%, down 42.45 percentage points year-over-year; for FY2025 (ended Mar 31, 2025), it was -61.81%, down 51.64 percentage points from FY2024.
- EBT Margin carries a five-year change of -34.33 percentage points (FY2020 to FY2025).
- Going back by fiscal year, EBT Margin was -10.17% in FY2024 (+6.51 pp), -16.68% in FY2023 (-13.64 pp), -3.04% in FY2022 (+14.60 pp) and -17.64% in FY2021 (+9.84 pp).
- The five-year range for quarterly EBT Margin is -143.28% (fiscal Q3 2025) to 13.02% (fiscal Q2 2022).
- Year-over-year, EBT Margin increased in three of the last eight quarters, with an average year-over-year change of -22.74 percentage points.
- The fastest year-over-year change in EBT Margin over five years came in fiscal Q3 2022 (a gain of 36.08 percentage points), and the weakest in fiscal Q3 2025 (a drop of 143.51 percentage points).
- Business Quant data shows CARV's EBT Margin at -17.04% (Q1 2026), -68.48% (Q4 2025) and -143.28% (Q3 2025) in the three fiscal quarters before Q2 2026.
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2025 | -38.10% |
| Jun 30, 2025 | -17.04% |
| Mar 31, 2025 | -68.48% |
| Dec 31, 2024 | -143.28% |
| Sep 30, 2024 | -32.12% |
| Jun 30, 2024 | -35.63% |
| Mar 31, 2024 | 0.13% |
| Dec 31, 2023 | 0.24% |
| Sep 30, 2023 | -23.11% |
| Jun 30, 2023 | -22.71% |
| Mar 31, 2023 | -22.99% |
| Dec 31, 2022 | -16.17% |
| Sep 30, 2022 | -14.47% |
| Jun 30, 2022 | -13.14% |
| Mar 31, 2022 | 2.05% |
| Dec 31, 2021 | 10.08% |
| Sep 30, 2021 | 13.02% |
| Jun 30, 2021 | -43.79% |
| Mar 31, 2021 | -16.16% |
| Dec 31, 2020 | -26.00% |
Carver Bancorp Inc EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=CARV&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "CARV", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=CARV&period=max&api_key=YOUR_API_KEY");
const data = await res.json();