Bread Financial Holdings, Inc. (BFH-PA) Interest Expense - Debt (2021 - 2026)
Bread Financial Holdings (BFH-PA) reported Interest Expense - Debt of $56 million for Q2 2026, down 30.9% from $81 million a year earlier and down 6.7% from the prior quarter.
Powered by 
Analysis
Bread Financial Holdings, Inc. (BFH-PA) Interest Expense - Debt (2021 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Bread Financial Holdings' Interest Expense - Debt came in at $249 million, down 26.5% year-over-year; for FY2025, it came in at $300 million, down 14.8% from FY2024.
- Interest Expense - Debt has a five-year compound annual growth rate of 2.8% (FY2020 to FY2025).
- By year, Interest Expense - Debt came in at $352 million in FY2024 (+4.1%), $338 million in FY2023 (+30.0%), $260 million in FY2022 (+20.4%) and $216 million in FY2021 (-17.2%).
- The Q2 2026 figure ranks as the lowest quarterly Interest Expense - Debt since Q2 2022.
- Year over year, Interest Expense - Debt has now declined in each of the last six quarters, with an average decline of 13.4% over the last eight quarters.
- The high point for year-over-year Interest Expense - Debt in five years was Q1 2023 (growth of 124.4%); the low point was Q1 2026 (a decline of 31.0%).
- Per Business Quant data, the three quarters before Q2 2026 came in at $60 million (Q1 2026), $62 million (Q4 2025) and $71 million (Q3 2025).
Peer Set
Peer Comparison
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 56.00 Mn |
| Mar 31, 2026 | 60.00 Mn |
| Dec 31, 2025 | 62.00 Mn |
| Sep 30, 2025 | 71.00 Mn |
| Jun 30, 2025 | 81.00 Mn |
| Mar 31, 2025 | 87.00 Mn |
| Dec 31, 2024 | 84.00 Mn |
| Sep 30, 2024 | 87.00 Mn |
| Jun 30, 2024 | 89.00 Mn |
| Mar 31, 2024 | 93.00 Mn |
| Dec 31, 2023 | 84.00 Mn |
| Sep 30, 2023 | 76.00 Mn |
| Jun 30, 2023 | 78.00 Mn |
| Mar 31, 2023 | 101.00 Mn |
| Dec 31, 2022 | 94.00 Mn |
| Sep 30, 2022 | 67.00 Mn |
| Jun 30, 2022 | 54.00 Mn |
| Mar 31, 2022 | 45.00 Mn |
| Dec 31, 2021 | 48.00 Mn |
| Sep 30, 2021 | 52.00 Mn |
API Access
Bread Financial Holdings, Inc. Interest Expense - Debt API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-expense-debt&ticker=BFH-PA&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-expense-debt", "ticker": "BFH-PA", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-expense-debt&ticker=BFH-PA&period=max&api_key=YOUR_API_KEY");
const data = await res.json();