Bread Financial Holdings (BFH-PA) Interest Expense - Debt (2021 - 2026)

Bread Financial Holdings (BFH-PA) posted quarterly Interest Expense - Debt of $60.0 million for Q1 2026, down 31.03% year-over-year from $87.0 million in Q1 2025, and down 3.23% on a QoQ basis from $62.0 million in Q4 2025.

Bread Financial Holdings (BFH-PA) Interest Expense - Debt (2021 - 2026) Analysis & Trends

Bread Financial Holdings (BFH-PA) has reported Interest Expense - Debt for 6 consecutive years, with $60.0 million the latest figure, recorded in Q1 2026.

  • In Q1 2026, Interest Expense - Debt fell 31.03% year-over-year to $60.0 million; the TTM figure through Mar 2026 stood at $274.0 million (down 21.04% YoY), while the FY2025 annual figure was $300.0 million, down 14.77% from the prior year.
  • Interest Expense - Debt came in at $60.0 million for Q1 2026 at Bread Financial Holdings, down from $62.0 million in the prior quarter.
  • The five-year high for Interest Expense - Debt was $101.0 million in Q1 2023, with the low at $45.0 million in Q1 2022.
  • Average Interest Expense - Debt over 5 years is $77.2 million, with a median of $81.0 million recorded in 2025.
  • Across the five-year window, Interest Expense - Debt soared 124.44% in 2023 and plunged 31.03% in 2026, its largest moves.
  • Year by year, Interest Expense - Debt stood at $94.0 million in 2022, then decreased by 10.64% to $84.0 million in 2023, then changed by 0.0% to $84.0 million in 2024, then fell by 26.19% to $62.0 million in 2025, then decreased by 3.23% to $60.0 million in 2026.
  • According to Business Quant data, Interest Expense - Debt over the past three periods registered $60.0 million, $62.0 million, and $71.0 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Expense - Debt (Qtr)
1 Visa 587.74 Bn 575.34 Bn - -
2 Mastercard 465.55 Bn 455.34 Bn - -
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 686.00 Mn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn -
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn -
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 10.65 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 19.00 Mn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn -
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 Bread Financial Holdings - - 983.00 Mn 60.00 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 60.00 Mn
Dec 31, 2025 62.00 Mn
Sep 30, 2025 71.00 Mn
Jun 30, 2025 81.00 Mn
Mar 31, 2025 87.00 Mn
Dec 31, 2024 84.00 Mn
Sep 30, 2024 87.00 Mn
Jun 30, 2024 89.00 Mn
Mar 31, 2024 93.00 Mn
Dec 31, 2023 84.00 Mn
Sep 30, 2023 76.00 Mn
Jun 30, 2023 78.00 Mn
Mar 31, 2023 101.00 Mn
Dec 31, 2022 94.00 Mn
Sep 30, 2022 67.00 Mn
Jun 30, 2022 54.00 Mn
Mar 31, 2022 45.00 Mn
Dec 31, 2021 48.00 Mn
Sep 30, 2021 52.00 Mn
Jun 30, 2021 57.00 Mn