Bank Of America (BAC-PP) Provision for Credit Losses (2009 - 2026)
Bank Of America's Provision for Credit Losses came in at $1.24 billion for Q3 2026, down 6.6% from $1.33 billion a year earlier and down 9.9% from the prior quarter.
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Analysis
Bank Of America (BAC-PP) Provision for Credit Losses (2009 - 2026) Analysis & Trends
Over the trailing twelve months to Sep 30, 2026, Bank Of America reported Provision for Credit Losses of $5.21 billion, down 10.3% year-over-year; for FY2025, it was $5.6 billion, down 5.7% from FY2024.
- Provision for Credit Losses carries a five-year compound annual growth rate of -11.9% (FY2020 to FY2025).
- Going back by year, Provision for Credit Losses was $5.94 billion in FY2024 (+25.6%), $4.73 billion in FY2023 (+92.1%), $2.46 billion in FY2022 and -$4.17 billion in FY2021.
- The Q3 2026 figure represents the lowest quarterly Provision for Credit Losses since Q1 2023.
- Year-over-year, Provision for Credit Losses has declined for six consecutive quarters, with an average decline of 3.9% over the last eight quarters.
- The fastest year-over-year change in Provision for Credit Losses over five years came in Q1 2023 (growth of 733.3%), and the weakest in Q4 2025 (a decline of 14.8%).
- Business Quant data shows BAC-PP's Provision for Credit Losses at $1.38 billion (Q2 2026), $1.35 billion (Q1 2026) and $1.24 billion (Q4 2025) in the three quarters before Q3 2026.
Peer Set
Peer Comparison
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 1.24 Bn |
| Jun 30, 2026 | 1.38 Bn |
| Mar 31, 2026 | 1.35 Bn |
| Dec 31, 2025 | 1.24 Bn |
| Sep 30, 2025 | 1.33 Bn |
| Jun 30, 2025 | 1.56 Bn |
| Mar 31, 2025 | 1.47 Bn |
| Dec 31, 2024 | 1.46 Bn |
| Sep 30, 2024 | 1.55 Bn |
| Jun 30, 2024 | 1.56 Bn |
| Mar 31, 2024 | 1.37 Bn |
| Dec 31, 2023 | 1.25 Bn |
| Sep 30, 2023 | 1.27 Bn |
| Jun 30, 2023 | 1.31 Bn |
| Mar 31, 2023 | 900.00 Mn |
| Dec 31, 2022 | 1.07 Bn |
| Sep 30, 2022 | 845.00 Mn |
| Jun 30, 2022 | 441.00 Mn |
| Mar 31, 2022 | 108.00 Mn |
| Dec 31, 2021 | -407.00 Mn |
API Access
Bank Of America Provision for Credit Losses API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=provision-for-credit-losses&ticker=BAC-PP&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "provision-for-credit-losses", "ticker": "BAC-PP", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=provision-for-credit-losses&ticker=BAC-PP&period=max&api_key=YOUR_API_KEY");
const data = await res.json();