Atlanticus Holdings (ATLCP) Net Margin (2011 - 2026)
Atlanticus Holdings (ATLCP) posted quarterly Net Margin of 22.39% for Q1 2026, down 176.0% year-over-year from 29.46% in Q1 2025, and up 908.47% on a QoQ basis from 2.22% in Q4 2025.
Atlanticus Holdings (ATLCP) Net Margin (2011 - 2026) Analysis & Trends
Atlanticus Holdings (ATLCP) has reported Net Margin for 16 consecutive years, with 22.39% the latest figure, recorded in Q1 2026.
- In Q1 2026, Net Margin fell 176.0% year-over-year to 22.39%; the TTM figure through Mar 2026 stood at 5.59% (down 321145.0% YoY), while the FY2025 annual figure was 5.8%, down 1596.0% from the prior year.
- Net Margin came in at 22.39% for Q1 2026 at Atlanticus Holdings, up from 2.22% in the prior quarter.
- The five-year high for Net Margin was 24.15% in Q1 2025, with the low at 4.72% in Q4 2024.
- Average Net Margin over 5 years is 10.14%, with a median of 7.66% recorded in 2023.
- Across the five-year window, Net Margin slumped 4428 bps in 2022 and surged 1710 bps in 2025, its largest moves.
- Year by year, Net Margin stood at 4.52% in 2022, then surged by 149 bps to 2.24% in 2023, then sank by 311 bps to 4.72% in 2024, then surged by 147 bps to 2.22% in 2025, then soared by 908 bps to 22.39% in 2026.
- According to Business Quant data, Net Margin over the past three periods registered 22.39%, 2.22%, and 16.53% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 53.62% |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 46.23% |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 15.71% |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 13.32% |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 30.76% |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 15.15% |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 13.84% |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 21.04% |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 14.05% |
| 10 | Atlanticus Holdings | - | - | 144.79 Mn | 22.39% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 22.39% |
| Dec 31, 2025 | 2.22% |
| Sep 30, 2025 | 16.53% |
| Jun 30, 2025 | 7.19% |
| Mar 31, 2025 | 24.15% |
| Dec 31, 2024 | -4.72% |
| Sep 30, 2024 | 6.79% |
| Jun 30, 2024 | 19.95% |
| Mar 31, 2024 | 7.04% |
| Dec 31, 2023 | 2.24% |
| Sep 30, 2023 | 21.42% |
| Jun 30, 2023 | 6.67% |
| Mar 31, 2023 | 7.66% |
| Dec 31, 2022 | -4.52% |
| Sep 30, 2022 | 9.67% |
| Jun 30, 2022 | 10.50% |
| Mar 31, 2022 | 17.14% |
| Dec 31, 2021 | 39.76% |
| Sep 30, 2021 | 32.64% |
| Jun 30, 2021 | 17.65% |