Atlanticus Holdings (ATLCP) Interest Coverage Ratio (2011 - 2026)
Atlanticus Holdings' (ATLCP) Interest Coverage Ratio came in at 4.28 for Q2 2026, down 17.2% from 5.18 a year earlier but up 4.4% from the prior quarter.
Atlanticus Holdings (ATLCP) Interest Coverage Ratio (2011 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Interest Coverage Ratio at Atlanticus Holdings was 4.32, down 19.8% year-over-year; for FY2025, it was 4.67, down 19.6% from FY2024.
- Annual Interest Coverage Ratio has declined for four consecutive years.
- In prior years, Atlanticus Holdings' Interest Coverage Ratio was 5.81 in FY2024 (-23.4%), 7.58 in FY2023 (-13.1%), 8.72 in FY2022 (-2.2%) and 8.92 in FY2021 (+29.9%).
- Quarterly Interest Coverage Ratio has run from a low of 4.10 in Q1 2026 to a high of 10.93 in Q3 2021 over five years.
- On a year-over-year basis, Interest Coverage Ratio has declined in each of the last 16 quarters, with an average decline of 18.1% over the last eight quarters.
- The strongest year-over-year quarter for Interest Coverage Ratio in the past five years was Q3 2021, with growth of 47.4%; the weakest was Q2 2024, with a decline of 31.2%.
- According to Business Quant data, Interest Coverage Ratio for the three prior quarters was 4.10 (Q1 2026), 4.39 (Q4 2025) and 4.60 (Q3 2025).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 4.28 |
| Mar 31, 2026 | 4.10 |
| Dec 31, 2025 | 4.39 |
| Sep 30, 2025 | 4.60 |
| Jun 30, 2025 | 5.18 |
| Mar 31, 2025 | 4.96 |
| Dec 31, 2024 | 5.37 |
| Sep 30, 2024 | 6.12 |
| Jun 30, 2024 | 5.98 |
| Mar 31, 2024 | 5.79 |
| Dec 31, 2023 | 6.79 |
| Sep 30, 2023 | 7.52 |
| Jun 30, 2023 | 8.70 |
| Mar 31, 2023 | 7.61 |
| Dec 31, 2022 | 8.02 |
| Sep 30, 2022 | 9.30 |
| Jun 30, 2022 | 9.73 |
| Mar 31, 2022 | 7.88 |
| Dec 31, 2021 | 9.18 |
| Sep 30, 2021 | 10.93 |
Atlanticus Holdings Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=ATLCP&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "ATLCP", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=ATLCP&period=max&api_key=YOUR_API_KEY");
const data = await res.json();