Atlanticus Holdings (ATLCP) Interest Coverage Ratio (2011 - 2026)

Atlanticus Holdings (ATLCP) posted quarterly Interest Coverage Ratio of 0.11 for Q1 2026, down 38.12% year-over-year from 0.18 in Q1 2025, and down 98.99% on a QoQ basis from 11.19 in Q4 2025.

Atlanticus Holdings (ATLCP) Interest Coverage Ratio (2011 - 2026) Analysis & Trends

Atlanticus Holdings (ATLCP) has reported Interest Coverage Ratio for 16 consecutive years, with 0.11 the latest figure, recorded in Q1 2026.

  • In Q1 2026, Interest Coverage Ratio fell 38.12% year-over-year to 0.11; the TTM figure through Mar 2026 stood at 4.47 (up 292.97% YoY), while the FY2025 annual figure was 0.11, down 38.77% from the prior year.
  • Interest Coverage Ratio came in at 0.11 for Q1 2026 at Atlanticus Holdings, down from 11.19 in the prior quarter.
  • The five-year high for Interest Coverage Ratio was 24.68 in Q4 2023, with the low at 19.48 in Q4 2022.
  • Average Interest Coverage Ratio over 5 years is 3.66, with a median of 5.79 recorded in 2024.
  • Across the five-year window, Interest Coverage Ratio slumped 820.05% in 2022 and soared 21606.52% in 2025, its largest moves.
  • Year by year, Interest Coverage Ratio stood at 19.48 in 2022, then surged by 226.7% to 24.68 in 2023, then tumbled by 160.76% to 15.0 in 2024, then surged by 174.64% to 11.19 in 2025, then plunged by 98.99% to 0.11 in 2026.
  • According to Business Quant data, Interest Coverage Ratio over the past three periods registered 0.11, 11.19, and 0.09 for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 40.64
2 Mastercard 465.55 Bn 455.34 Bn - 26.52
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 1.80
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn -
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 0.78
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 0.12
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 0.49
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 1.23
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 Atlanticus Holdings - - 144.79 Mn 0.11

Historic Data

Download Data
DateValue
Mar 31, 2026 0.11
Dec 31, 2025 11.19
Sep 30, 2025 -0.09
Jun 30, 2025 5.18
Mar 31, 2025 0.18
Dec 31, 2024 -15.00
Sep 30, 2024 6.12
Jun 30, 2024 0.02
Mar 31, 2024 5.79
Dec 31, 2023 24.68
Sep 30, 2023 0.21
Jun 30, 2023 8.70
Mar 31, 2023 7.61
Dec 31, 2022 -19.48
Sep 30, 2022 9.30
Jun 30, 2022 9.73
Mar 31, 2022 7.88
Dec 31, 2021 2.71
Sep 30, 2021 4.43
Jun 30, 2021 8.54