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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Atlanticus Holdings (ATLCP) Interest Coverage Ratio (2017 - 2025)

Atlanticus Holdings has reported Interest Coverage Ratio over the past 13 years, most recently at 11.19 for Q4 2025.

  • Quarterly results put Interest Coverage Ratio at 11.19 for Q4 2025, down 45.29% from a year ago — trailing twelve months through Dec 2025 was 6.74 (down 23.24% YoY), and the annual figure for FY2025 was 0.11, down 38.77%.
  • Interest Coverage Ratio for Q4 2025 was 11.19 at Atlanticus Holdings, up from 4.6 in the prior quarter.
  • Over the last five years, Interest Coverage Ratio for ATLCP hit a ceiling of 24.68 in Q4 2023 and a floor of 10.56 in Q4 2021.
  • Median Interest Coverage Ratio over the past 5 years was 4.89 (2025), compared with a mean of 5.71.
  • Biggest five-year swings in Interest Coverage Ratio: tumbled 143.17% in 2021 and later soared 1012.3% in 2023.
  • Atlanticus Holdings' Interest Coverage Ratio stood at 10.56 in 2021, then skyrocketed by 175.95% to 8.02 in 2022, then surged by 207.69% to 24.68 in 2023, then decreased by 17.1% to 20.46 in 2024, then plummeted by 45.29% to 11.19 in 2025.
  • The last three reported values for Interest Coverage Ratio were 11.19 (Q4 2025), 4.6 (Q3 2025), and 5.18 (Q2 2025) per Business Quant data.