Atlanticus Holdings (ATLCP) Interest Coverage Ratio (2011 - 2026)
Atlanticus Holdings (ATLCP) posted quarterly Interest Coverage Ratio of 0.11 for Q1 2026, down 38.12% year-over-year from 0.18 in Q1 2025, and down 98.99% on a QoQ basis from 11.19 in Q4 2025.
Atlanticus Holdings (ATLCP) Interest Coverage Ratio (2011 - 2026) Analysis & Trends
Atlanticus Holdings (ATLCP) has reported Interest Coverage Ratio for 16 consecutive years, with 0.11 the latest figure, recorded in Q1 2026.
- In Q1 2026, Interest Coverage Ratio fell 38.12% year-over-year to 0.11; the TTM figure through Mar 2026 stood at 4.47 (up 292.97% YoY), while the FY2025 annual figure was 0.11, down 38.77% from the prior year.
- Interest Coverage Ratio came in at 0.11 for Q1 2026 at Atlanticus Holdings, down from 11.19 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 24.68 in Q4 2023, with the low at 19.48 in Q4 2022.
- Average Interest Coverage Ratio over 5 years is 3.66, with a median of 5.79 recorded in 2024.
- Across the five-year window, Interest Coverage Ratio slumped 820.05% in 2022 and soared 21606.52% in 2025, its largest moves.
- Year by year, Interest Coverage Ratio stood at 19.48 in 2022, then surged by 226.7% to 24.68 in 2023, then tumbled by 160.76% to 15.0 in 2024, then surged by 174.64% to 11.19 in 2025, then plunged by 98.99% to 0.11 in 2026.
- According to Business Quant data, Interest Coverage Ratio over the past three periods registered 0.11, 11.19, and 0.09 for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 40.64 |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 26.52 |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 1.80 |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | - |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 0.78 |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 0.12 |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 0.49 |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 1.23 |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | - |
| 10 | Atlanticus Holdings | - | - | 144.79 Mn | 0.11 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.11 |
| Dec 31, 2025 | 11.19 |
| Sep 30, 2025 | -0.09 |
| Jun 30, 2025 | 5.18 |
| Mar 31, 2025 | 0.18 |
| Dec 31, 2024 | -15.00 |
| Sep 30, 2024 | 6.12 |
| Jun 30, 2024 | 0.02 |
| Mar 31, 2024 | 5.79 |
| Dec 31, 2023 | 24.68 |
| Sep 30, 2023 | 0.21 |
| Jun 30, 2023 | 8.70 |
| Mar 31, 2023 | 7.61 |
| Dec 31, 2022 | -19.48 |
| Sep 30, 2022 | 9.30 |
| Jun 30, 2022 | 9.73 |
| Mar 31, 2022 | 7.88 |
| Dec 31, 2021 | 2.71 |
| Sep 30, 2021 | 4.43 |
| Jun 30, 2021 | 8.54 |