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Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Atlanticus Holdings (ATLCP) EBT Margin (2017 - 2025)

Atlanticus Holdings has reported EBT Margin over the past 13 years, most recently at 2.91% for Q4 2025.

  • Quarterly results put EBT Margin at 2.91% for Q4 2025, down 97.0% from a year ago — trailing twelve months through Dec 2025 was 6.16% (down 159.0% YoY), and the annual figure for FY2025 was 8.11%, down 245.0%.
  • EBT Margin for Q4 2025 was 2.91% at Atlanticus Holdings, down from 6.57% in the prior quarter.
  • Over the last five years, EBT Margin for ATLCP hit a ceiling of 51.38% in Q1 2021 and a floor of 68.39% in Q4 2021.
  • Median EBT Margin over the past 5 years was 11.04% (2022), compared with a mean of 17.97%.
  • Biggest five-year swings in EBT Margin: tumbled -7685bps in 2021 and later skyrocketed 7946bps in 2022.
  • Atlanticus Holdings' EBT Margin stood at 68.39% in 2021, then skyrocketed by 116bps to 11.07% in 2022, then plummeted by -69bps to 3.44% in 2023, then grew by 13bps to 3.88% in 2024, then fell by -25bps to 2.91% in 2025.
  • The last three reported values for EBT Margin were 2.91% (Q4 2025), 6.57% (Q3 2025), and 10.19% (Q2 2025) per Business Quant data.