Atlanticus Holdings (ATLCP) EBITDA Margin (2011 - 2026)

Atlanticus Holdings (ATLCP) posted quarterly EBITDA Margin of 9.23% for Q1 2026, up 119.0% year-over-year from 4.22% in Q1 2025, and down 89.57% on a QoQ basis from 88.5% in Q4 2025.

Atlanticus Holdings (ATLCP) EBITDA Margin (2011 - 2026) Analysis & Trends

Atlanticus Holdings (ATLCP) has reported EBITDA Margin for 16 consecutive years, with 9.23% the latest figure, recorded in Q1 2026.

  • In Q1 2026, EBITDA Margin rose 119.0% year-over-year to 9.23%; the TTM figure through Mar 2026 stood at 73.35% (up 1330191.0% YoY), while the FY2025 annual figure was 2.02%, down 597.0% from the prior year.
  • EBITDA Margin came in at 9.23% for Q1 2026 at Atlanticus Holdings, down from 88.5% in the prior quarter.
  • The five-year high for EBITDA Margin was 120.25% in Q4 2024, with the low at 3.59% in Q3 2025.
  • Average EBITDA Margin over 5 years is 58.85%, with a median of 70.73% recorded in 2025.
  • Across the five-year window, EBITDA Margin surged 8232 bps in 2022 and sank 7783 bps in 2025, its largest moves.
  • Year by year, EBITDA Margin stood at 119.43% in 2022, then fell by 24 bps to 90.26% in 2023, then surged by 33 bps to 120.25% in 2024, then retreated by 26 bps to 88.5% in 2025, then plunged by 90 bps to 9.23% in 2026.
  • According to Business Quant data, EBITDA Margin over the past three periods registered 9.23%, 88.5%, and 3.59% for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBITDA Margin (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 64.42%
2 Mastercard 465.55 Bn 455.34 Bn - 58.43%
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 18.77%
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 17.81%
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 28.77%
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 13.91%
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 15.79%
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 24.11%
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 15.96%
10 Atlanticus Holdings - - 144.79 Mn 9.23%

Historic Data

Download Data
DateValue
Mar 31, 2026 9.23%
Dec 31, 2025 88.50%
Sep 30, 2025 -3.59%
Jun 30, 2025 70.73%
Mar 31, 2025 8.05%
Dec 31, 2024 120.25%
Sep 30, 2024 74.24%
Jun 30, 2024 1.73%
Mar 31, 2024 70.12%
Dec 31, 2023 90.26%
Sep 30, 2023 7.41%
Jun 30, 2023 72.62%
Mar 31, 2023 70.92%
Dec 31, 2022 119.43%
Sep 30, 2022 72.15%
Jun 30, 2022 68.42%
Mar 31, 2022 59.95%
Dec 31, 2021 37.11%
Sep 30, 2021 44.57%
Jun 30, 2021 64.88%