Atlanticus Holdings (ATLCP) EBITDA Margin (2011 - 2026)
Atlanticus Holdings (ATLCP) recorded quarterly EBITDA Margin of 9.23% in Q1 2026, down 89.57% quarter-over-quarter from 88.5% in Q4 2025, and up 119.0% on a YoY basis from 4.22% in Q1 2025.
Atlanticus Holdings (ATLCP) EBITDA Margin (2011 - 2026) Analysis & Trends
Atlanticus Holdings' EBITDA Margin history runs 16 years deep, the most recent figure standing at 9.23% for Q1 2026.
- In Q1 2026, EBITDA Margin rose 119.0% year-over-year to 9.23%; the TTM figure through Mar 2026 stood at 73.35% (up 1330191.0% YoY), while the FY2025 annual figure was 2.02%, down 597.0% from the prior year.
- EBITDA Margin was 9.23% for Q1 2026 at Atlanticus Holdings, down from 88.5% in the prior quarter.
- In the past five years, EBITDA Margin ranged from a high of 120.25% in Q4 2024 to a low of 3.59% in Q3 2025.
- Historically, EBITDA Margin has averaged 58.85% across 5 years, with a median of 70.73% in 2025.
- The sharpest annual moves came in 2022 and 2025: EBITDA Margin surged 8232 bps in 2022, then plunged 7783 bps in 2025.
- A 5-year view of EBITDA Margin shows it stood at 119.43% in 2022, then slipped by 24 bps to 90.26% in 2023, then surged by 33 bps to 120.25% in 2024, then dropped by 26 bps to 88.5% in 2025, then tumbled by 90 bps to 9.23% in 2026.
- The last three EBITDA Margin figures came in at 9.23% (Q1 2026), 88.5% (Q4 2025), and 3.59% (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 64.42% |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 58.43% |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 18.77% |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 44.55% |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 17.81% |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 42.26% |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 28.77% |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 13.91% |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 15.79% |
| 10 | Atlanticus Holdings | - | - | 144.79 Mn | 9.23% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 9.23% |
| Dec 31, 2025 | 88.50% |
| Sep 30, 2025 | -3.59% |
| Jun 30, 2025 | 70.73% |
| Mar 31, 2025 | 8.05% |
| Dec 31, 2024 | 120.25% |
| Sep 30, 2024 | 74.24% |
| Jun 30, 2024 | 1.73% |
| Mar 31, 2024 | 70.12% |
| Dec 31, 2023 | 90.26% |
| Sep 30, 2023 | 7.41% |
| Jun 30, 2023 | 72.62% |
| Mar 31, 2023 | 70.92% |
| Dec 31, 2022 | 119.43% |
| Sep 30, 2022 | 72.15% |
| Jun 30, 2022 | 68.42% |
| Mar 31, 2022 | 59.95% |
| Dec 31, 2021 | 37.11% |
| Sep 30, 2021 | 44.57% |
| Jun 30, 2021 | 64.88% |