Atlanticus Holdings (ATLCP) EBITDA Margin (2011 - 2026)
Atlanticus Holdings (ATLCP) posted quarterly EBITDA Margin of 9.23% for Q1 2026, up 119.0% year-over-year from 4.22% in Q1 2025, and down 89.57% on a QoQ basis from 88.5% in Q4 2025.
Atlanticus Holdings (ATLCP) EBITDA Margin (2011 - 2026) Analysis & Trends
Atlanticus Holdings (ATLCP) has reported EBITDA Margin for 16 consecutive years, with 9.23% the latest figure, recorded in Q1 2026.
- In Q1 2026, EBITDA Margin rose 119.0% year-over-year to 9.23%; the TTM figure through Mar 2026 stood at 73.35% (up 1330191.0% YoY), while the FY2025 annual figure was 2.02%, down 597.0% from the prior year.
- EBITDA Margin came in at 9.23% for Q1 2026 at Atlanticus Holdings, down from 88.5% in the prior quarter.
- The five-year high for EBITDA Margin was 120.25% in Q4 2024, with the low at 3.59% in Q3 2025.
- Average EBITDA Margin over 5 years is 58.85%, with a median of 70.73% recorded in 2025.
- Across the five-year window, EBITDA Margin surged 8232 bps in 2022 and sank 7783 bps in 2025, its largest moves.
- Year by year, EBITDA Margin stood at 119.43% in 2022, then fell by 24 bps to 90.26% in 2023, then surged by 33 bps to 120.25% in 2024, then retreated by 26 bps to 88.5% in 2025, then plunged by 90 bps to 9.23% in 2026.
- According to Business Quant data, EBITDA Margin over the past three periods registered 9.23%, 88.5%, and 3.59% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 64.42% |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 58.43% |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 18.77% |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 17.81% |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 28.77% |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 13.91% |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 15.79% |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 24.11% |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 15.96% |
| 10 | Atlanticus Holdings | - | - | 144.79 Mn | 9.23% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 9.23% |
| Dec 31, 2025 | 88.50% |
| Sep 30, 2025 | -3.59% |
| Jun 30, 2025 | 70.73% |
| Mar 31, 2025 | 8.05% |
| Dec 31, 2024 | 120.25% |
| Sep 30, 2024 | 74.24% |
| Jun 30, 2024 | 1.73% |
| Mar 31, 2024 | 70.12% |
| Dec 31, 2023 | 90.26% |
| Sep 30, 2023 | 7.41% |
| Jun 30, 2023 | 72.62% |
| Mar 31, 2023 | 70.92% |
| Dec 31, 2022 | 119.43% |
| Sep 30, 2022 | 72.15% |
| Jun 30, 2022 | 68.42% |
| Mar 31, 2022 | 59.95% |
| Dec 31, 2021 | 37.11% |
| Sep 30, 2021 | 44.57% |
| Jun 30, 2021 | 64.88% |