Atlanticus Holdings (ATLCP) EBIT Margin (2011 - 2026)
Atlanticus Holdings (ATLCP) posted quarterly EBIT Margin of 7.34% for Q1 2026, down 3.0% year-over-year from 7.57% in Q1 2025, and down 91.69% on a QoQ basis from 88.33% in Q4 2025.
Atlanticus Holdings (ATLCP) EBIT Margin (2011 - 2026) Analysis & Trends
Atlanticus Holdings (ATLCP) has reported EBIT Margin for 16 consecutive years, with 7.34% the latest figure, recorded in Q1 2026.
- In Q1 2026, EBIT Margin fell 3.0% year-over-year to 7.34%; the TTM figure through Mar 2026 stood at 72.98% (up 1339618.0% YoY), while the FY2025 annual figure was 1.72%, down 559.0% from the prior year.
- EBIT Margin came in at 7.34% for Q1 2026 at Atlanticus Holdings, down from 88.33% in the prior quarter.
- The five-year high for EBIT Margin was 120.38% in Q4 2024, with the low at 4.65% in Q3 2025.
- Average EBIT Margin over 5 years is 58.45%, with a median of 70.5% recorded in 2025.
- Across the five-year window, EBIT Margin soared 8298 bps in 2022 and plunged 7870 bps in 2025, its largest moves.
- Year by year, EBIT Margin stood at 119.57% in 2022, then slipped by 25 bps to 90.18% in 2023, then jumped by 33 bps to 120.38% in 2024, then retreated by 27 bps to 88.33% in 2025, then sank by 92 bps to 7.34% in 2026.
- According to Business Quant data, EBIT Margin over the past three periods registered 7.34%, 88.33%, and 4.65% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 64.42% |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 58.43% |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 18.77% |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 17.81% |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 26.44% |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 3.39% |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 35.49% |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 24.11% |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 15.96% |
| 10 | Atlanticus Holdings | - | - | 144.79 Mn | 7.34% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 7.34% |
| Dec 31, 2025 | 88.33% |
| Sep 30, 2025 | -4.65% |
| Jun 30, 2025 | 70.50% |
| Mar 31, 2025 | 7.37% |
| Dec 31, 2024 | 120.38% |
| Sep 30, 2024 | 74.05% |
| Jun 30, 2024 | 1.00% |
| Mar 31, 2024 | 69.89% |
| Dec 31, 2023 | 90.18% |
| Sep 30, 2023 | 6.68% |
| Jun 30, 2023 | 72.39% |
| Mar 31, 2023 | 70.68% |
| Dec 31, 2022 | 119.57% |
| Sep 30, 2022 | 71.98% |
| Jun 30, 2022 | 68.22% |
| Mar 31, 2022 | 59.69% |
| Dec 31, 2021 | 36.59% |
| Sep 30, 2021 | 44.35% |
| Jun 30, 2021 | 64.70% |