Atlanticus Holdings (ATLC) Return on Invested Capital [ROIC] (2012 - 2026)
Atlanticus Holdings (ATLC) reported Return on Invested Capital [ROIC] of 20.86% for Q2 2026, down 3.73 percentage points from 24.59% a year earlier but up 2.90 percentage points from the prior quarter.
Powered by 
Analysis
Atlanticus Holdings (ATLC) Return on Invested Capital [ROIC] (2012 - 2026) Analysis & Trends
For FY2025, Atlanticus Holdings posted Return on Invested Capital [ROIC] of 21.09%, down 6.44 percentage points from FY2024.
- Return on Invested Capital [ROIC] has declined for three consecutive years, with a five-year change of -12.94 percentage points (FY2020 to FY2025).
- By year, Return on Invested Capital [ROIC] came in at 27.53% in FY2024 (-1.55 pp), 29.08% in FY2023 (-4.52 pp), 33.61% in FY2022 (+4.30 pp) and 29.31% in FY2021 (-4.73 pp).
- Five-year quarterly Return on Invested Capital [ROIC] spans a low of 15.49% in Q4 2025 and a high of 31.28% in Q4 2022.
- Year over year, Return on Invested Capital [ROIC] has now declined in each of the last seven quarters, with an average year-over-year change of -5.09 percentage points over the last eight quarters.
- The high point for year-over-year Return on Invested Capital [ROIC] in five years was Q4 2022 (a gain of 4.92 percentage points); the low point was Q3 2021 (a drop of 42.60 percentage points).
- Per Business Quant data, the three quarters before Q2 2026 came in at 17.96% (Q1 2026), 15.49% (Q4 2025) and 16.87% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROIC (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 44.05 Bn | 29.73 Bn | - | 2.43% |
| 2 | Orix | 40.96 Bn | 10.18 Bn | 12.74 Bn | 2.96% |
| 3 | Royalty Pharma | 36.72 Bn | 36.63 Bn | - | - |
| 4 | Affirm Holdings | 23.63 Bn | 17.32 Bn | - | 5.55% |
| 5 | Federal National Mortgage Association Fannie Mae | 23.47 Bn | 23.47 Bn | - | 2.81% |
| 6 | Synchrony Financial | 22.90 Bn | -44.72 Bn | - | 25.70% |
| 7 | Royal Gold | 19.26 Bn | 18.48 Bn | 390.45 Mn | 9.67% |
| 8 | Annaly Capital Management | 13.77 Bn | 4.86 Bn | - | 16.56% |
| 9 | Ares Capital | 13.38 Bn | 10.82 Bn | - | - |
| 10 | Atlanticus Holdings | 1.31 Bn | -853.75 Mn | 686.46 Mn | 20.86% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 20.86% |
| Mar 31, 2026 | 17.96% |
| Dec 31, 2025 | 15.49% |
| Sep 30, 2025 | 16.87% |
| Jun 30, 2025 | 24.59% |
| Mar 31, 2025 | 25.37% |
| Dec 31, 2024 | 25.88% |
| Sep 30, 2024 | 28.28% |
| Jun 30, 2024 | 28.32% |
| Mar 31, 2024 | 27.84% |
| Dec 31, 2023 | 27.94% |
| Sep 30, 2023 | 27.82% |
| Jun 30, 2023 | 29.10% |
| Mar 31, 2023 | 28.62% |
| Dec 31, 2022 | 31.28% |
| Sep 30, 2022 | 30.40% |
| Jun 30, 2022 | 29.55% |
| Mar 31, 2022 | 27.34% |
| Dec 31, 2021 | 26.36% |
| Sep 30, 2021 | 28.82% |
API Access
Atlanticus Holdings Return on Invested Capital [ROIC] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-invested-capital-%5Broic%5D&ticker=ATLC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-invested-capital-[roic]", "ticker": "ATLC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-invested-capital-%5Broic%5D&ticker=ATLC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();