American Financial (AFGC) Interest Coverage Ratio (2009 - 2026)
American Financial (AFGC) reported Interest Coverage Ratio of 10.39 for Q1 2026, up 14.12% on a YoY basis from 9.11 in Q1 2025, and down 36.94% quarter-over-quarter from 16.48 in Q4 2025.
American Financial (AFGC) Interest Coverage Ratio (2009 - 2026) Analysis & Trends
American Financial has reported Interest Coverage Ratio for 18 years, with the latest figure at 10.39 in Q1 2026.
- For the quarter ending Q1 2026, Interest Coverage Ratio rose 14.12% year-over-year to 10.39; the trailing twelve-month figure through Mar 2026 stood at 12.52 (up 46.66% YoY), and the FY2025 full-year result was 13.41, up 30.69% from the prior year.
- Interest Coverage Ratio for Q1 2026 stood at 10.39, down from 16.48 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 25.79 in Q4 2023, with the low at 1.26 in Q4 2024.
- Historically, Interest Coverage Ratio has averaged 11.18 across 5 years, with a median of 10.79 in 2025.
- Annual changes were most pronounced in 2024 — Interest Coverage Ratio slumped 104.9% — and 2025, when it surged 1404.53%.
- American Financial's Interest Coverage Ratio stood at 8.4 in 2022, then jumped by 207.02% to 25.79 in 2023, then sank by 104.9% to 1.26 in 2024, then soared by 1404.53% to 16.48 in 2025, then slumped by 36.94% to 10.39 in 2026.
- The last three Interest Coverage Ratio figures came in at 10.39 (Q1 2026), 16.48 (Q4 2025), and 10.79 (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 127.40 Bn | 119.98 Bn | 8.64 Bn | 8.63 |
| 2 | Progressive | 119.47 Bn | 115.12 Bn | 8.36 Bn | -146.59 |
| 3 | Travelers Companies | 65.26 Bn | 41.34 Bn | 5.54 Bn | 8.69 |
| 4 | Allstate | 57.33 Bn | 32.74 Bn | 14.72 Bn | 9.57 |
| 5 | Berkley W R | 26.90 Bn | 23.16 Bn | 2.72 Bn | 12.75 |
| 6 | Cincinnati Financial | 25.67 Bn | 24.41 Bn | 2.60 Bn | 24.46 |
| 7 | Markel | 22.97 Bn | 7.51 Bn | 2.38 Bn | -5.37 |
| 8 | Loews | 22.18 Bn | 9.92 Bn | -1.32 Bn | 5.42 |
| 9 | Assurant | 12.79 Bn | 10.87 Bn | 2.01 Bn | 5.64 |
| 10 | American Financial | - | - | 948.00 Mn | 10.39 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 10.39 |
| Dec 31, 2025 | 16.48 |
| Sep 30, 2025 | 10.79 |
| Jun 30, 2025 | 12.05 |
| Mar 31, 2025 | 9.11 |
| Dec 31, 2024 | -1.26 |
| Sep 30, 2024 | 12.05 |
| Jun 30, 2024 | 14.26 |
| Mar 31, 2024 | 10.42 |
| Dec 31, 2023 | 25.79 |
| Sep 30, 2023 | 11.53 |
| Jun 30, 2023 | 13.42 |
| Mar 31, 2023 | 11.42 |
| Dec 31, 2022 | 8.40 |
| Sep 30, 2022 | 7.95 |
| Jun 30, 2022 | 7.30 |
| Mar 31, 2022 | 10.00 |
| Dec 31, 2021 | -6.96 |
| Sep 30, 2021 | 11.13 |
| Jun 30, 2021 | 7.13 |