Banks Tightening Lending Standards (USSLOOS)

Credit NSA Quarterly Watching
8.1 % net
▲ 2.8 % net  (+52.83%)
As of Apr 1, 2026
Prior Value5.3 % net
Last ReleaseMay 4, 2026
FrequencyQuarterly
AdjustmentNot Seasonally Adjusted
Indicator ID#1105

Banks Tightening Lending Standards: Analysis & Trends

Banks Tightening Lending Standards was last reported at 8.1 % net as of April 1, 2026. That is up 52.83% from the prior reading of 5.3 % net. This indicator is reported Quarterly and not seasonally adjusted, and is tracked under the Credit category.

Historic Chart

Historic Data

DateValue (% net)
2026 Q2 8.1
2026 Q1 5.3
2025 Q4 6.5
2025 Q3 9.5
2025 Q2 18.5
2025 Q1 6.2
2024 Q4 0.0
2024 Q3 7.9
2024 Q2 15.6
2024 Q1 14.5
2023 Q4 33.9
2023 Q3 50.8
2023 Q2 46.0
2023 Q1 44.8
2022 Q4 39.1
2022 Q3 24.2
2022 Q2 -1.5
2022 Q1 -14.5
2021 Q4 -18.2
2021 Q3 -32.4
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