Credit Card Interest Rate

Credit NSA Monthly Scheduled
20.94 percent
▼ 0.06 percent (-0.29%)
As of May 1, 2026

Historic Chart

Key Facts

Prior Value
21.00 percent
Last Release
Sep 8, 2026
Next Release
Oct 7, 2026Releases in 13 days
Frequency
Monthly
Adjustment
Not Seasonally Adjusted

Credit Card Interest Rate: Analysis & Trends

Credit Card Interest Rate was last reported at 20.94 percent as of May 1, 2026. That is down 0.29% from the prior reading of 21.00 percent. This indicator is reported Monthly and not seasonally adjusted, and is tracked under the Credit category. The next scheduled release is October 7, 2026.

Historic Data

DateValue (percent)
May 2026 20.94
Feb 2026 21.00
Nov 2025 20.97
Aug 2025 21.39
May 2025 21.16
Feb 2025 21.37
Nov 2024 21.47
Aug 2024 21.76
May 2024 21.51
Feb 2024 21.59
DateValue (percent)
Nov 2023 21.47
Aug 2023 21.19
May 2023 20.84
Feb 2023 20.09
Nov 2022 19.07
Aug 2022 16.27
May 2022 15.13
Feb 2022 14.56
Nov 2021 14.51
Aug 2021 14.54
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Euro High Yield Spread 2.72 percent ▼ 0.37% Aaa Corporate Bond Yield 5.88 percent ▲ 2.08% Baa Corporate Spread 1.42 percent • 0.00% Baa Corporate Bond Yield 6.32 percent ▲ 2.10% Bank Consumer Loans 1,917.6 USD Billion ▲ 0.32% Total Bank Credit 19,866.7 USD Billion ▲ 0.16% Total Bank Loans and Leases 14,062.4 USD Billion ▲ 0.24% BBB Corporate Spread 0.95 percent • 0.00% Credit Card Balances at Banks 1,091.4 USD Billion ▲ 0.76% CCC and Lower Credit Spread 10.75 percent ▼ 0.19% Commercial and Industrial Loans 2,945.1 USD Billion ▲ 1.57% Commercial and Industrial Loans (Weekly) 2,968.0 USD Billion ▲ 0.09%

API Access

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https://data.businessquant.com/economic?code=USCARDRATE&period=max&api_key=YOUR_API_KEY
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