Credit Card Interest Rate

Credit NSA Monthly Scheduled
21.19 %
▲ 0.25 % (+1.19%)
As of Aug 1, 2026

Historic Chart

Key Facts

Prior Value
20.94 %
Last Release
Oct 7, 2026
Next Release
Nov 6, 2026Releases in 27 days
Frequency
Monthly
Adjustment
Not Seasonally Adjusted

Credit Card Interest Rate: Analysis & Trends

Credit Card Interest Rate was last reported at 21.19 % as of August 1, 2026. That is up 1.19% from the prior reading of 20.94 %. This indicator is reported Monthly and not seasonally adjusted, and is tracked under the Credit category. The next scheduled release is November 6, 2026.

Historic Data

DateValue (%)
Aug 2026 21.19
May 2026 20.94
Feb 2026 21.00
Nov 2025 20.97
Aug 2025 21.39
May 2025 21.16
Feb 2025 21.37
Nov 2024 21.47
Aug 2024 21.76
May 2024 21.51
DateValue (%)
Feb 2024 21.59
Nov 2023 21.47
Aug 2023 21.19
May 2023 20.84
Feb 2023 20.09
Nov 2022 19.07
Aug 2022 16.27
May 2022 15.13
Feb 2022 14.56
Nov 2021 14.51
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API Access

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https://data.businessquant.com/economic?code=USCARDRATE&period=max&api_key=YOUR_API_KEY